Finance

Need an online loan in Portugal but not sure whether lenders will treat you like a local borrower? Portugal has no shortage of digital loan offers, but foreign residents may struggle to check whether their residency, income, documents, and Portuguese credit profile will be enough for approval. This guide covers eligibility, costs, documents, rights, and […]

If you have just moved to Portugal, you will hear people mention MB WAY long before anyone explains what it is. It is one of the country’s most common everyday payment tools, but using it usually depends on your local banking setup. MB WAY can make local life easier, from paying a babysitter to confirming […]

Open a Wise Account online or in app, and order the Wise card for simple spending and withdrawals in 140+ countries – perfect for use in Portugal and when you head overseas. The Wise card has no ongoing fees and offers mid-market rate currency exchange with no foreign transaction fee. This makes it a great […]

Opening a business account in a foreign country can be a challenge, with unfamiliar providers, account features and fees. If you’re looking for the best business bank account in Portugal, this guide is here to help.  We’ll cover both how to open an account and which banks are best for expats and non-residents. Plus, because […]

Whether you’re in Portugal temporarily or for the long term, a local bank account can help you stay on top of your money. Opening a Portuguese bank account as a non-resident can seem daunting at first, but there are several options designed to make the process smoother. Banks offer full-service accounts with in-branch support, while […]

If you’re looking for a business loan in Portugal, the market can be hard to decode. Bank pages often show one product at a time, while public support pages explain programs without making the best next step obvious. In this guide we look at loans, working-capital tools, public-backed support, and non-loan alternatives. We also explain […]

Expats who are planning to stay in the country are advised to register with one of the international banks in Portugal. To get you started, here’s a list of banks and information on the banking system.

This guide highlights the types of banks in Portugal and explains how to open a bank account in Portugal so that you may send money from and to Portugal securely.

Mobile banking in Portugal is a great option for expats who want convenient banking and instant access to their account no matter where they are. 

If you’re thinking of buying life insurance in Portugal as an expat, you’ll need to get familiar with the policy types commonly used. This guide walks through options for life insurance to help you decide what’s right for you and your family. Life insurance is intended to offer financial security for people left behind when […]

Are you relocating to Portugal? Here is our guide to insurance in Portugal to help you make sure you have necessary cover.

Explore health insurance in Portugal and make sure you’re covered for everything from routine checkups to medical emergencies in 2026.

Find out what car insurance coverage you need in Portugal, including information about premiums, bonuses, and deductibles.

Looking for home insurance in Portugal? This guide explains what you need to know about the policies available and how to get cover.

Healthcare is a priority for seniors living in Portugal. Learn about support available, elderly care, insurance, and how to access treatment.

Travel, live, and work internationally with a flexible account designed to eliminate currency headaches If you live, work, or travel between countries, handling different currencies can be time-consuming and costly. Multi-currency accounts provide a simple solution, allowing you to hold, convert, and spend multiple currencies from a single account. Providers like Wise make it easy […]

Moving money to Portugal doesn’t have to be complicated – learn how to do it safely and efficiently. If you’re relocating to Portugal, bringing investment or inheritance funds from abroad, or looking to invest in the country, understanding the best way to move your money is the first step. From bank transfers to multicurrency accounts, […]

Moving to Portugal and unsure how your credit history fits in? Start here. If you’ve recently relocated to Portugal, understanding the local credit system is essential, whether you’re planning to apply for a mortgage, finance a car, or simply open certain financial products. Unlike some countries, Portugal doesn’t use a universal three-digit credit score in […]

If you’re moving to Portugal or have recently arrived, this guide can help you learn about how car finance in Portugal for expats works, what lenders usually look for, and when leasing or paying from abroad may make more sense than borrowing locally. Key takeaways How car finance works for expats in Portugal If you […]

Expats living in Portugal may need to write a Portuguese will for their estate, but there is more than one type to choose from.

If someone is about to send you a payment from overseas, you need a safe and cost-effective way to receive your money. This guide will compare the best methods to receive money from abroad in Portugal, focusing on safety, cost, and ease of use, to help expats and foreigners in Portugal make the right choice […]

If you’re an expat, overseas retiree, international student or digital nomad you may be looking for investment inspiration and guidance when moving to, or living in, Portugal.  Because the options available to you in Portugal – and the costs, outlook and tax rules – might vary a lot from your home country, it’s important to […]

If you’ve moved to Portugal from the UK, you may still need to deal with money in pounds while covering daily expenses in euros. A GBP account in Portugal can smooth the process, helping you manage life across two currencies. Just because you’ve settled in Portugal doesn’t mean all your finances fit neatly into one […]

Living in Portugal while earning or spending in US dollars can make everyday life and finances expensive. A USD account helps bridge the two worlds, so you can manage your money without unnecessary costs. For many expats, life in Portugal means handling dollars alongside euros. You might receive a salary or pension in USD, still […]

Curious whether Wise is right for you? This Wise review helps you discover why Wise is a popular option for expats in Portugal, helping them managing money across borders. Managing finances can be a challenge for expats in Portugal. From sending money home and paying local bills to dealing with unpredictable currency exchange rates, keeping […]

Picking the right credit card in Portugal can save you money and stress. Comparing fees and benefits helps you find the best fit for your lifestyle. For expats in Portugal, choosing the right credit card is an important step in managing day-to-day expenses and building financial stability. There is a wide range of options, from […]

Portugal is an exciting place for expats, but managing costs wisely is key to enjoying life here. This guide offers practical advice to help you save money and make your budget go further. Living in Portugal as an expat comes with both exciting opportunities and financial challenges. From everyday expenses like housing, groceries, and transport […]

Make the most of your international life in Portugal with Wise, a multi-currency account that is know for being transparent and making money management simpler. Wise is an international account that allows you to hold, convert, and spend money in 40+ currencies, all from a single platform. It provides account details in 20+ currencies, so […]

Do you earn, spend, or save money in Swiss francs while living in Portugal? A CHF account can help you manage cross-border finances more easily, avoid unnecessary currency conversions, and stay in control of your money. CHF accounts are commonly used by people with financial ties to Switzerland or Liechtenstein, such as expats, cross-border workers, […]

Starting a new chapter in Portugal? This guide covers the main types of EUR accounts available to foreigners and how to choose between them. EUR accounts are useful for a wide range of situations, from receiving a salary or paying rent to managing savings or spending while travelling within the eurozone. Foreigners in Portugal can […]

Learn how to make international money transfers in Portugal through traditional banks, mobile banking, and online services.

For employees and employers, it’s important to be aware of Portugal’s minimum wage laws, including pay requirements and average salaries.

Found your dream home underneath the almost-Mediterranean sun? Learn more about mortgages in Portugal, including rates and how to apply.

Dreaming of a life in Portugal? Before you pack your bags, discover how affordable – or surprisingly costly – this sun-soaked country can be.

Find out how to retire to Portugal, including advice on visa and pension rules, healthcare, and the most popular areas for retirees.

Find out about how pensions in Portugal work when you’re an expat, the conditions and process for claiming a Portuguese pension, and what kind of pensions are available in Portugal.

Healthcare is a priority for seniors living in Portugal. Learn about support available, elderly care, insurance, and how to access treatment.

Many expats first meet IVA on a restaurant bill, a home repair, or a first freelance invoice, and the acronyms can blur together quickly from there.  IVA (Imposto sobre o Valor Acrescentado) is Portugal’s value-added tax, charged on many goods and services as part of the country’s broader tax system in Portugal. It is separate […]

Shoppers leaving the EU may be able to get a VAT tax refund in Portugal, potentially saving as much as 23% on the cost of their spending. Read on to learn more. Value Added Tax (VAT) is added to the cost of many goods sold in Portugal. If you’re buying items in Portugal and then […]

It’s important to understand double taxation agreements in Portugal before you file across borders. If you live in Portugal and still earn money, hold assets, or receive payments from another country, you need to know where you’re liable for tax. The same income can sometimes be taxable in more than one country, making it important […]

If you live outside Portugal but earn money there, you need to know: does Portugal treat you as a non-resident, and what income can it still tax? That can be complex because with Portuguese IRS (personal income tax), your tax position follows tax residence rules, not your nationality, visa, or residence permit. Non-residents are generally […]

In Portugal, “import tax” can mean several different charges, including import VAT, customs duty, excise, and operator handling fees. Getting to grips with all of these different possible costs is important so you know what you’ll pay when you order online from overseas retailers, or when you ship your items overseas. This guide covers online […]

Moving to a new country comes with plenty of moving parts, so it is completely understandable if local taxes feel overwhelming. Between a foreign language and unfamiliar rules, getting your bearings takes time. Managing Portuguese tax becomes much simpler once you strip away the legal jargon. It starts with two main questions: when you officially […]

If you have moved to Portugal, “IRS” does not mean the US tax agency. In Portugal, IRS is your personal income tax return and one of the main admin tasks expats need to understand. The harder part is working out whether Portugal sees you as a resident, which form you need, and how foreign income […]

Discover the tax system in Portugal, including the current rates and rules for businesses, employees, property owners, and more.

Learn how to file your income tax return in Portugal, including details on the latest rates, allowable deductions, and filing deadlines.

Companies in Portugal must pay Portuguese corporate tax on their profits. Read on to find out how it works, including advice on how to file and what credits are available.

Are you self-employed in Portugal? Find out how the tax system works with our expert guide to taxes for freelancers and self-employed workers in Portugal.

Find out how inheritance tax in Portugal can differ from the laws in your home country, and how it could affect your estate and heirs.