Finance

Compare non-resident bank account options in Australia before you move or soon after you arrive. Some non-residents can open or start setting up an Australian account, but the rules depend on the provider, your visa situation, and how you complete identity checks. This guide is for expats, international students, skilled migrants, and relocating families who […]

Looking for the best bank accounts for non-residents in Australia? The right choice depends less on brand size and more on one practical question: do you need a full Australian bank account, or mainly a way to receive money in AUD? If you’re still overseas, some major local banks let you start the process before […]

Choosing a “virtual credit card” in Australia is often less about finding one perfect product and more about clarifying what you actually mean by virtual: a credit line you can use instantly in a mobile wallet, a card that’s cheaper for overseas purchases, or a digital-only way to pay online without carrying plastic. For expats, […]

You might want to open a USD account in Australia if you travel there frequently, or do business stateside. Having a USD account from an Australian bank or a specialist like Wise can help lower your costs. Whether you’re a US citizen living in Australia, or an Australian traveling to the US frequently, a USD […]

Navigating credit cards in Australia as an expat can be complex, with many options offering diverse rewards and fees. Discover how to choose the best card for your international spending, understand hidden costs, and explore smart alternatives to make your money go further.

Need to manage money in Australia as an expat, student, or traveller? This guide explains how to open an Australian bank account, what documents you need, whether you can apply before arrival, and how to compare banks and digital providers. Key takeaways: banking in Australia for expats Banking in Australia Australia has a sophisticated financial […]

Before you send or receive payments on behalf of your business, you’ll need a dedicated business account to allow you to manage your finances most efficiently. However, if you’re new to doing business in Australia, or if you’re a non-resident or expat there, you might find it challenging to select the right account to cover […]

More and more of us are managing our money digitally now, with apps to view, check and arrange transactions on the move. From using a mobile wallet to tap and pay in a store, to reviewing your account balance at a glance, mobile banking solutions make life easier and more convenient. This means that new […]

If someone is about to send you a payment from overseas, you need a safe and cost-effective way to receive your money. This guide will walk thorough how to receive money from overseas in Australia, focusing on safety, cost, and ease of use, to help expats and foreigners in Australia make the right choice for […]

Banking in Australia may be unfamiliar if you’re moving there from overseas to live, work or study. This guide covers all you need to know about Australia’s currency, banking and costs. Australia has a very well developed banking system with many different banks to choose from, and an excellent range of products and services. However, […]

Learn all about how life insurance in Australia can protect your nearest and dearest after you’ve gone. We explain the key issues for expats, from policy types to choosing the right coverage. Life insurance is a way of taking care of your finances and looking after loved ones in the event of your death. It’s […]

Learn all about how insurance in Australia works, what types you need by law, other forms of coverage available and more in this handy guide. Planning a move to Australia? One important thing to find out about is insurance – it provides a financial safety net that helps protect you from various risks. In Australia, […]

This guide helps expats, freelancers, working holidaymakers, and long-stay travellers compare travel insurance, visa-required medical cover, and longer-term health options. It explains what to check in the PDS/TMD, reciprocal care limits, and how remote work and devices affect cover. Key takeaways What nomad travel insurance means in Australia In Australia, people often use “nomad travel […]

Australia car insurance varies by state, vehicle, suburb, and drivers. Compare beyond price: cover, excess, car value, extras, and claims handling. Expats should check licence history and drivers. This guide explains CTP and comprehensive cover. This practical shortlist explains how CTP differs from optional cover, what to compare across leading insurers, and what expats or […]

If you are new to share investing, the process is easier to follow in stages: choose what to buy, compare brokers, fund the account, place an order, and keep clear records. This guide covers starting budgets, shares versus ETFs, broker structures, funding, fees, tax basics, and common beginner mistakes. Key takeaways Step 1: set your […]

There are plenty of ways to save money in Australia as an expat – but they’re not all obvious if you’re a new arrival in the country. This guide gives money saving tips, tricks and inspiration. The costs of living globally have been rising in the past few years. In Australia, ABS statistics show that […]

Index funds and ETFs can provide diversified exposure, but Australians should still consider access options, fees, product documents, tax records, and market risk. This guide helps expats and globally minded residents compare ETFs with unlisted index funds, choose and fund an account, assess products, place orders, and keep records. Key takeaways Before you compare any […]

If you’ve recently moved to Australia, you’ll probably need a way to manage everyday spending while also staying connected to your finances abroad.

Investing in bonds in Australia can vary by product, platform, tax position, and eligibility. This guide explains the main options available to expats, the steps involved, and the key costs, risks, and checks to consider before investing. Key takeaways Topic What it means What to check next Main bond routes In Australia, retail investors often […]

GBP accounts in Australia can help individuals and business owners who send, spend or receive British pounds frequently. Get a great exchange rate, spend less on fees, and transact conveniently across currencies. If you travel to the UK frequently, send payments abroad, receive a salary in British pounds, or want to diversify your savings and […]

Australian government bonds offer a relatively low-risk way to hold AUD assets. Retail investors can buy them via the ASX, but should compare yields, prices, dates, and tax. This guide explains options, brokers, and buying basics. Key takeaways Here are the main points to know before you start. Step 1: Understand how Australian government bonds […]

If you need to transact between Australia and one of the 20 Eurozone countries, a EUR account in Australia can be a good way to access low fees and preferential exchange rates, to cut the overall costs of transacting across currencies. 20 countries in Europe use euros as their official currency. If you’re in Australia, […]

Investing in the Australian stock market as an expat involves more than choosing shares or ETFs. This guide explains broker eligibility, AUD funding, account structures, fees, taxes, risks, and placing your first trade. Key takeaways What expats need before they start Before you buy shares in Australia, get your financial setup right. For most new […]

Canadian in Australia – or Australian planning to move to Canada to live, work or study? Having a CAD account for spending in Canada can help lower your costs, as well as offering ways to pay and get paid in CAD. Whether you’re a Canadian living in Australia, or an Australian citizen or resident travelling […]

Estate planning in Australia is more than a will. Expats and globally connected families should also review superannuation, powers of attorney, beneficiary nominations, overseas assets, and which countries’ rules apply. This guide outlines key documents, cross-border issues, and practical review steps. This guide is for general information only, not legal, tax, financial, or estate planning […]

If you travel frequently between Australia and New Zealand, or need to exchange to and from NZD and AUD, having a dedicated NZD account for yourself or your company could help you save money on currency conversion fees. Australian citizens heading off to New Zealand for business or leisure, and New Zealanders in Australia for […]

Compare travel money cards in Australia for 2026 before overseas fees, FX markups, and ATM charges add up. The best option depends on your travel frequency, currencies, cash needs, and whether you prefer an app-led account or prepaid card. We compare Wise, CommBank, Travelex, and Australia Post. Key takeaways We shortlisted these cards using transparent […]

Whether it’s for business or personal use, having an account to manage Singapore dollars in Australia can help minimise currency conversion costs if you use both AUD and SGD regularly. Singapore is a hub for international business, and also a popular travel destination in its own right, or en route to other countries in Asia […]

Financial planning in Australia starts with the basics: managing cash flow, understanding tax and superannuation, and deciding which goals matter first. For expats, overseas income, foreign accounts, family commitments abroad, and cross-border costs can add another layer to everyday money decisions. A clear plan can help you organise short-term priorities after arrival while keeping longer-term […]

Managing finances can be a challenge for expats in Australia. From sending money home and paying local bills to dealing with unpredictable currency exchange rates, keeping track of your finances can quickly become overwhelming. Finding an affordable, transparent, and convenient financial tool that works across borders is often easier said than done. This Wise review […]

Understand business lending in Australia, from the types of finance available to the checks lenders make before approving an application. For expat founders and small business owners, preparing the right documents and understanding how lenders assess repayment capacity can make it easier to identify which options are worth exploring. This guide explains the main types […]

Struggling with high banking fees as an expat in Australia? Whether you’re earning AUD, covering daily expenses, or sending money home, traditional banks often overcomplicate international living. This guide will show you exactly how to use Wise to simplify your cross-border finances, save money, and avoid hidden costs. Wise offers a simpler way to stay […]

Getting a car loan in Australia can be straightforward once you know what lenders actually assess, but for expats and new arrivals the decision often involves more than chasing the lowest advertised rate: your income and expenses, visa or residency status, Australian credit file, and even the age and type of vehicle can shape both […]

If you’re an expat, frequent traveller, international student or digital nomad in Australia, the chances are that you need to make frequent international money transfers to pay bills, send funds home and keep up with your day to day finances. Transferring money internationally while living in a new country can be a challenge. This guide […]

Living in Australia while being paid from abroad can raise practical questions about payment methods, exchange rates, fees, and tax. It can also be difficult to know which checks matter before the first payment arrives and which details your employer or client will need. Whether you are an employee, contractor, or freelancer, the way you […]

Living or working in Australia and dealing with more than one currency can quickly become costly, especially if you travel, work with overseas clients or send money abroad often. Features differ from provider to provider. Below are seven options for people living in Australia, with a summary of what each offers. Our top picks Quick […]

Getting approved is not just about having a visa and a payslip. Australian lenders often look at how stable your income is, how much time you have left on your visa, your existing debts and living costs, and the strength of your local credit file. Understanding these criteria upfront can help you shortlist suitable lenders […]

If you’re an expat in Australia knowing your credit score is helpful. Having a stronger Australian credit score can help you get a better interest rate if you apply for a loan, mortgage or credit card. As your credit score is an important measure of your creditworthiness it can also be used when setting up […]

If you’re an expat planning to buy your first home in Australia, the First Home Super Saver (FHSS) scheme can help you save part of a deposit through eligible voluntary super contributions. The scheme sits alongside separate visa, tax, lending, and foreign-buyer rules, so qualifying for FHSS does not automatically mean you can buy the […]

Living in Australia, you’ll mostly bank in AUD, but travel can trigger costly foreign fees. This guide compares debit cards, travel cards, credit cards, and cash for overseas spending. It explains how to cut costs and stay secure abroad. Quick answer: what’s the best way to pay abroad? Key takeways For many travellers, having several […]

Discover the main ways to invest in gold in Australia — from physical bullion to ASX‑listed products, as well as options funded via international accounts. This guide compares each route, outlines typical fees, and flags key checks before you invest. Key takeaways Start here for a quick comparison of the main routes. Route Best for […]

Silver investing in Australia includes physical bullion, ETFs, and mining shares, each with different costs, risks, liquidity, and tax considerations. This guide helps beginners and expats compare the main options, understand what drives silver prices, assess total costs, and check key details before investing. Key takeaways Route Who it may suit Main cost or risk […]

Start a job in Australia without naming a fund, and your employer may pay your super into a stapled account or default option you did not actively pick. For expats and newer arrivals, that can make the first choice feel more technical than it sounds. The hard part is knowing which differences matter and which […]

If you’re now living in Australia, the key is to understand your options before you do anything with your KiwiSaver. A transfer to an Australian complying super fund is possible in some cases, but it comes with eligibility rules and restrictions on how the money can be used afterwards. This guide breaks down the practical […]

If you worked in Australia on a temporary resident visa, you can usually claim eligible super as a departing Australia superannuation payment, or DASP, after you leave and your visa has ceased. Prepare before departure, but wait to submit until you are outside Australia and no longer hold an active Australian visa. This guide covers […]

Transferring UK pensions to Australia can be possible for some private or workplace pensions, but the UK State Pension is not transferred into Australian super. The answer depends on your pension type, the receiving scheme, your timing, and how UK and Australian rules interact. If you live in Australia and still hold a UK pension, […]

Pensions in Australia can seem complex, particularly if you’re an expat or have lived and worked internationally. This guide looks at the Australian Age Pension system as well as how your private savings or Super may be used for retirement in Australia. Full guide to pensions in Australia, including Age Pensions eligibility and rates, and […]

If you retire in Australia, you may be able to transfer your UK pension via a QROPS, or receive your UK State Pension there without transferring. This guide explains your options so you can plan ahead. UK pension transfer to Australia — at a glance Option Best for Key points Typical next step Transfer to […]

Pension annuities in Australia can provide a regular retirement income alongside Super, the Age Pension, and overseas pensions. A pension annuity usually turns a lump sum from Super or other savings into regular payments. This guide explains lifetime and fixed-term annuities, compares them with account-based pensions, and covers tax, Age Pension treatment, cross-border income, and […]

Australia does not impose any inheritance tax – but there may still be taxes which must be paid to the ATO when someone dies. Read this guide on Australian inheritance and estate taxes for expats, to learn more. There’s no specific inheritance tax in Australia – but that doesn’t mean that no tax is paid […]

Expats and new arrivals in Australia will need to comply with Australian law on taxes, including filing returns and paying tax as required. Australian taxes may be unfamiliar – and tax can often feel complicated – which means investing time in research is crucial. This guide has you covered. Understanding your tax obligations in Australia […]

When you move to a new country, you’ll need to figure out how the tax system works pretty quickly. How do you register as a taxpayer? Do you need to file an income tax return and, if so, when and how? This guide to income tax in Australia explains all about your filing requirements, as […]

If you’re working as a freelancer, or if you’re self-employed, it’s up to you to understand and comply with Australia’s tax rules. Failing to report or pay your taxes may result in needing to pay interest or penalties – and a lot of unwanted stress. This guide touches on tax rates, registration requirements, deductions, and […]

If you’re visiting Australia you may be able to reclaim some costs on items purchased there, under the tourist refund scheme for Australia (TRS). This guide to Australian GST refunds for tourists covers all you need to know. Tourist Refund Scheme Australia (TRS) at a glance Rule / requirement What it means (plain English) What […]

Australia’s standard company tax rate is 30%, but eligible base rate entities may use the lower 25% rate. Working out which rate applies is not simply a question of company size or turnover, as your income mix, business structure, and tax residency can all affect the result. This is especially important when budgeting, forecasting tax […]

Learn how to pay taxes in Australia after you lodge a return or receive an ATO notice, whether you are in Australia or overseas. Paying your tax bill is a separate step from filing your return, so it is important to check the amount due, the payment deadline, and the correct payment reference before sending […]

Understand capital gains tax in Australia before you sell property, shares, or other assets. Capital gains tax (CGT) is part of Australia’s income tax system, and the amount you may need to report depends on factors such as the asset, your cost base, available exemptions, and your residency status. These rules can be especially important […]

If you are an expat, temporary visa holder, foreign property owner, or Australian living overseas, understanding how non-resident tax works in Australia can help you avoid filing mistakes and unexpected tax bills. Tax residency is not the same as visa status or citizenship, so the rules that apply depend on your individual tax status and […]

If you live in Australia but still earn US income, hold US assets, or must file with the IRS, the Australia–US tax treaty can affect how that money is taxed. This guide explains how treaty rules interact with residency, income categories, foreign tax credits, and ongoing US reporting, so you can see where double-tax relief […]

Americans in Australia can face tax filing duties in both countries, but that does not automatically mean paying tax twice. The challenge is that the US generally looks at citizenship and green card status, while the Australian Taxation Office (ATO) focuses on tax residency and Australian-source income. Different tax years can also complicate reporting, with […]

RSUs can look simple until Australian tax time raises the question of when the income actually arose. For expats, the answer can depend on vesting dates, tax residency, and whether the shares are held with an overseas broker. Australian RSU tax usually starts with the employee share scheme rules, but moving countries during the grant […]

Working out how to claim franking credits in Australia comes down to three checks: your Australian tax residency, how you hold the investment, and whether you need to lodge a return. Expats often get stuck because those answers do not always match visa status or the first dividend notice. Franking credits can reduce the Australian […]

You may pay tax overseas and still need to report the same income in Australia. The foreign income tax offset (FITO) can reduce that double taxation if the foreign tax and the income fit the Australian Taxation Office (ATO) rules. If you still earn salary, dividends, rent, interest, or capital gains from abroad, foreign tax […]