Finance

Opening a business account in a foreign country can be a challenge, with unfamiliar providers, account features and fees. If you’re looking for the best business bank account in Spain, this guide is here to help. We’ll cover both how to open an account and which banks are best for expats and non-residents. Plus, because […]

Find out how to navigate banking in Spain with ease as a non-resident. Whether you’re paying bills, receiving income, or transferring money, having a Spanish bank account can make managing finances easier. Banks offer full-service accounts with in-branch support, while digital and specialist providers such as Wise allow you to open and manage your account […]

If you’re looking for a personal loan in Spain, there are plenty of offers out there. However, the important part is working out which loan is actually affordable, what common Spanish loan terms mean, and whether a lender is likely to accept your application if you are an expat, newcomer, or self-employed worker. This guide […]

In Spain, “I’ll Bizum you” usually means “I’ll pay you right now from my phone.” If you’re new to the country, understanding that phrase can make daily payments, group dinners, and online checkouts a whole lot easier. If you’re wondering what Bizum is in Spain, it’s an online payment service built into the apps of […]

While cash does get you far in life, banking and payments will be easier once you open a Spanish bank account. Here’s how you can get one.

Mobile banking in Spain has become more commonplace in recent years, with traditional banks and new online banks now offering digital services to users.

This guide to banking in Spain covers all the main topics, including banking services and getting a debit or credit card.

Age limits and high premiums make finding health insurance in Spain over 75 tricky, but getting proper cover can still be achievable. Spanish residency rules demand proof of medical protection, leaving many senior expats unsure where to look for realistic options. Read on for clear breakdowns of private plans, public state schemes, and residency requirements, […]

Understand health insurance rules for the non lucrative visa in Spain before you pay for a policy. This guide is for non EU movers applying for Spain’s visado de residencia no lucrativa, or non lucrative residence visa, who need to confirm what kind of private health cover usually works. We’ll look at what a certificado de seguro, […]

Sorting out Spanish health insurance can feel like a moving target. Spain does require cover for most visas and residency applications, but what you actually need depends on your situation, whether you are moving long term, working locally, or already eligible for public healthcare. If you are comparing international policies, you will almost certainly come […]

Navigate health insurance for students in Spain before your course starts and the visa clock gets tight. If you already expect to need private cover, some students compare international options such as Cigna healthcare or Allianz healthcare for Spain, but it’s crucial to check that any plan matches your student route, certificate wording, and consulate […]

It’s important to understand digital nomad visa health insurance rules for Spain before you buy a policy. Spain’s telework (digital nomad) visa requires more than ordinary travel cover, and that is where many applications go wrong. If you’re still comparing options, start with the official requirements first, then compare expat-facing providers such as Cigna Healthcare […]

Understand health insurance for Spanish residency before you buy the wrong plan. This guide is for expats, retirees, remote workers, students, and families moving to Spain. It explains when private cover is commonly expected, when public options such as the Sistema Nacional de Salud (SNS), an S1 form, or Convenio Especial may change the answer, and what to […]

A pre-existing medical condition can make securing Spanish private health insurance feel surprisingly complicated. Visa applications generally require full coverage with no medical exclusions or co-payments, placing your health questionnaire right at the center of the approval process. If you are looking at major providers like Cigna Healthcare or Allianz Healthcare, acceptance ultimately comes down to individual policy […]

Discover everything about health insurance for seniors in Spain, including finding specialists, assisted living, and complementary care.

Find out whether you need private health insurance in Spain in 2026, with insider info on costs, coverage, and medical professionals.

Find out which types of insurance are mandatory in Spain, and what extra coverage you need to protect your lifestyle and family while living in Spain.

Planning to get behind the wheel in Spain? Make sure you’re covered with our complete guide to car insurance in Spain.

Want to protect your Spanish home against risks such as damage and burglary? We explain home insurance in Spain and how you can get cover.

If someone is about to send you a payment from overseas, you need a safe and cost-effective way to receive your money. This guide will compare the best methods to receive money from abroad in Spain, focusing on safety, cost, and ease of use, to help expats and foreigners in Spain make the right choice […]

Life in Spain means enjoying euros day to day, but many expats can continue to earn, save, or receive payments in dollars. A USD account joins the two worlds together, making it simpler to keep and use dollars while living abroad. A USD account can be useful if your income arrives from the US, if […]

So you’ve made the big move to sunny Spain, but you’re still earning, saving, or spending in pounds? A GBP account helps you manage your UK money while enjoying life on the Mediterranean. Settling in Spain doesn’t mean leaving sterling behind. Many expats still need to pay bills back in the UK, keep up with […]

Managing your money while living abroad can be tricky. This Wise review explores why so expats in Spain use Wise to simplify international transfers, currency exchange, and everyday spending. Living in Spain as an expat comes with its financial challenges. Between sending money home, paying local bills, and keeping up with shifting exchange rates, it […]

Choosing the best credit card in Spain can help you get more from your spending. Comparing rewards, benefits, and fees makes it easier to pick the right option. Finding the best credit cards in Spain can make a significant difference for residents and expats who want to manage their money efficiently. With so many options […]

Worried about high transaction fees while spending in Spain or travelling abroad? The Wise card has you covered. The Wise card is a multi-currency debit card that lets you spend and withdraw cash in 140+ countries. You can pay online and in stores in 40+ currencies at the mid-market exchange rate, with no hidden markups. […]

Spain has tapas, beaches, and siestas – but also bills, rent, and taxes. Learning to save wisely helps you enjoy the best of both worlds. For expats in Spain, everyday expenses, from rent and utilities to groceries and transport, can quickly add up, especially when dealing with international transfers, fluctuating exchange rates, and unfamiliar banking […]

Explore how a Wise multi-currency account can make managing money across borders simpler while living in Spain Living in Spain as an expat can be exciting, but managing money across countries is often complicated. From receiving income from abroad to paying bills in different currencies, high fees and unfavourable exchange rates can make everyday finances […]

If you’re living in Spain but leading an international lifestyle, a EUR account with international features can be a good way to manage your day to day finances – and cut the overall costs of transacting across currencies. If you’re a foreigner living in Spain for work or to study, you’ll need a handy EUR […]

Find the best multi‑currency account in Spain to manage your money across borders smoothly. Are you tired of losing money to poor exchange rates and bank fees every time you send money abroad or get paid in a foreign currency? A multi‑currency account lets you hold, convert, spend, and transfer funds in multiple currencies from […]

From relocating to investing, discover different ways to bring your money to Spain with transparent fees and clear processing times. Whether you are an expat moving to Spain, transferring funds from an inheritance or overseas investments, or preparing to invest in property or businesses locally, there are several ways to bring money into the country. […]

Thinking about a mortgage, credit card, or personal loan in Spain? Knowing how your credit is tracked is the first step. Moving to a new country comes with many challenges, and understanding how your financial reputation works is one of them. In Spain, credit information is managed centrally by the Banco de España, which tracks […]

Buying a car in Spain can be a significant expense, but you do not always need to pay the full amount upfront. Whether you are purchasing your first car after moving or replacing an existing vehicle, there are several ways to spread the cost.  Key takeaways If you also need the wider ownership process, read […]

Discover the true cost of living in Spain in 2026 with this overview of expenses, including rent, groceries, and transportation.

Any job offer can sound like a huge breakthrough, but does it pay enough? Here’s what you need to know about the minimum wage in Spain.

Discover how Spain’s money transfer system works, including advice on sending cash abroad, fees and timescales.

Want to invest in Spain? Here are some answers to key questions on everything from property to stocks, pensions, and taxes.

Getting a Spanish mortgage could be your ticket to entering the local housing market. From costs to applications, here’s how to do it.

Most expats fail to make wills in Spain, but such a course of action could see your assets divided according to Spanish succession law.

Discover everything about health insurance for seniors in Spain, including finding specialists, assisted living, and complementary care.

Want to spend your golden years under the Spanish sun? Discover more about Spain’s pension system, including what to do when you’re an expat.

Discover how you can spend your golden years in Spain, including information on immigration, the most popular places to retire, and more.

Disclaimer: The information in this article is for reference purposes only. All information on this page should not be considered financial or tax advice. You are also solely responsible for calculating and paying your tax liabilities depending on the applicable law. All tax saving strategies or decisions should be made after thorough research and consultation […]

Understand non resident tax Spain rules before a missed deadline, the wrong form, or a property surprise turns into a bigger problem. This guide is for expats, second-home owners, landlords, retirees, and part-year residents who need a clear answer on whether Spain treats them as non-residents and what that means in practice. It covers the […]

If you have seen tasa 790 052 on a Spanish immigration form, you are probably dealing with an official fee linked to a residence or stay procedure. It is one of those Spanish admin terms that looks simple until you actually need to use it. This guide breaks down what the fee is, when it […]

Impuesto sobre el Valor Añadido (IVA) is the local name for Value added tax (VAT). IVA in Spain is the country’s value-added tax on goods and services, and it’s built into most prices you see as a consumer. It matters because the same term can describe a simple line on a receipt, or a real […]

Dreaming of owning a place in Spain? Learn what taxes come with buying, living in, and later selling your property. If you’re looking at buying or selling a home in Spain, you might be wondering what taxes you’ll actually have to pay. Read through this guide to get a clearer picture of what to expect: […]

Shoppers leaving the EU may be able to get a VAT tax refund in Spain, potentially saving as much as 21% on the cost of their spending. Read on to learn more. Value Added Tax (VAT) is added to the cost of many goods sold in Spain. If you’re buying items in Spain and then […]

Learn about the main types of tax payable in Spain, including what you pay on personal or corporate income, plus VAT and property taxes.

Discover how to file your income tax return in Spain, including the latest rates, allowable deductions, and 2025 deadlines.

From tax rates and exemptions to fines and advice, we explain how the corporate tax system in Spain works for expats setting up companies.

Going freelance in Spain? Find out what you can expect to pay as an autónomo with our guide to taxes for freelancers and the self-employed in Spain.

Plan for the future of your estate – read about inheritance tax in Spain, including an overview of succession rules and applicable rates.