Finance

Master your finances in the Netherlands: from banking and Dutch insurance to retirement planning and taxes, empower your financial future.

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Banking

Ease your financial transition when moving to the Netherlands by learning everything you need to know about local banking, accounts, payments, and cards.

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Best business bank account in the Netherlands

This guide helps expats and international entrepreneurs in the Netherlands navigate opening a business account, comparing traditional Dutch banks with digital providers like Wise Business for managing multiple currencies and international payments.

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Best multi-currency accounts in the Netherlands 2026

Managing money across borders often means dealing with more than one currency. A multi-currency account can simplify everyday finances in the Netherlands Living in the Netherlands often involves international income, freelance work for overseas clients, or frequent travel within and outside the EU. Using a standard euro account in these situations often leads to repeated […]

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Best bank accounts for expats in the Netherlands 2026

Moving to the Netherlands often means navigating a new banking system alongside ongoing financial ties elsewhere. From receiving your salary and paying rent to managing savings or everyday spending, having the right account setup can make a big impact in daily life. While Dutch banks offer a range of options for residents, expats and non-residents may find […]

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Best USD accounts in the Netherlands

This guide explores the best USD accounts in the Netherlands, including multi-currency options from providers like Wise and Revolut, and traditional bank accounts from Barclays and ABN AMRO, to help you manage cross-currency transactions efficiently.

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Best GBP accounts in the Netherlands

Manage pounds and euros with ease. Discover the best GBP accounts in the Netherlands, including multi-currency options from Wise, Revolut, and traditional banks like ING and ABN AMRO. Compare fees, features, and how to open an account.

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Best way to receive money from abroad in the Netherlands

For many expats in the Netherlands, receiving money from family, clients, or employers abroad is part of everyday life. This guide explores different ways to receive international payments, helping you choose the option that suits you best.

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Banking in the Netherlands: the best Dutch banks for expats in 2026

Everything you need to know about banks in the Netherlands, from the country’s currency to ATMs and other financial services.

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How to transfer money to and from the Netherlands

Need to send money to or from the Netherlands? Learn how to do it quickly and safely by traditional bank, online, or wire transfer.

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How to open a Dutch bank account in 2026

This guide explains who can open a Dutch bank account and what you need to present when opening a bank account in the Netherlands.

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Mobile banks and banking apps in the Netherlands

Over half of residents using mobile banking in the Netherlands and many now regularly pay bills and manage their money using their mobile devices.

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Insurance

Protect yourself, your family, and your belongings thanks to our essential information about mandatory and optional insurance coverage in the Netherlands.

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Life insurance in the Netherlands: Complete guide for expats

Find out all you need to know about life insurance in the Netherlands and how to protect your loved ones after you’ve gone. From choosing a policy to making a claim, we explain how it works.  Life insurance in the Netherlands is not mandatory, but many people choose it to provide financial support for their […]

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Self-Employed Health Insurance in the Netherlands

Understand self-employed health insurance in the Netherlands with this 2026 guide for expat freelancers and zzp’ers (zelfstandige zonder personeel – self employed people or independent contractors). If you’re moving to the Netherlands and plan to work independently you’ll usually be responsible for your own health insurance. Employed people in the Netherlands may have insurance through […]

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International student insurance in the Netherlands

Find out which Dutch health insurance you need depending on your specific study, work, and residency situation. Student health insurance in the Netherlands depends on what you do alongside your studies. If you only study, an EHIC or GHIC, or private insurance, may be appropriate; if you leave the Dutch education system and start working […]

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Legal insurance in the Netherlands for expats

Decide if legal insurance is necessary for your situation. Optional personal legal expenses insurance may help with advice, case handling, mediation, and some legal costs if a covered dispute arises. Cover varies by provider and module, with broad variations in terms of exclusions, waiting periods, and cover caps. If you’re an expat in the Netherlands […]

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Insurance in the Netherlands

Learn more about insurance in the Netherlands, including which are optional and which are legally required for Dutch residents.

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Guide to getting health insurance in the Netherlands in 2026

Health insurance is mandatory in the Netherlands. Find out how to choose a policy as an expat, how to apply, and how much it costs in 2026.

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Car insurance in the Netherlands

Planning to get behind the wheel in the Netherlands? Make sure you’re covered with our complete guide to car insurance in the Netherlands.

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Home insurance in the Netherlands: property, contents, and liability

Find out all you need to know about home insurance in the Netherlands and protect your property, from the walls to your personal belongings.

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Money Management

Manage your money in the Netherlands like a pro: find out how to transfer funds internationally, where to borrow and invest, and how to plan your estate.

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How to find a financial advisor in the Netherlands

Find a trusted financial advisor in the Netherlands who can help you make the right (finance-related) choices for your future.

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How to use the Wise Card in the Netherlands

To make the most of your Wise card in the Netherlands, here are the essential tips, fees, and step-by-step instructions.

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How to use Wise in the Netherlands as an expat

Here is a simple guide to start using your Wise multi-currency account effectively in the Netherlands.

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Wise Review in the Netherlands

Curious whether Wise is right for you? This Wise review helps you discover why Wise is a top choice for expats in the Netherlands, helping them managing money across borders. Managing finances can be a challenge for expats in the Netherlands. From sending money home and paying local bills to dealing with unpredictable currency exchange […]

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Saving money in the Netherlands

There are plenty of ways to save money in the Netherlands as an expat – but they’re not all obvious if you’re a new arrival in the country. This guide gives money saving tips, tricks and inspiration. The costs of living globally have been rising in the past few years, and concerns about inflation, housing […]

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Best credit cards in the Netherlands: complete guide 2026

Finding the right credit card can make a real difference when settling into life in the Netherlands. With plenty of cards on offer, from simple low-fee options to premium products with rewards and travel perks, choosing one that suits your spending habits is key. For expats, the right card makes everyday purchases easier, helping to manage […]

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Best AUD accounts in the Netherlands 2026

Open an AUD account in the Netherlands to transact between Australian and Euros more easily – and often with lower fees compared to sticking with your Euro checking account. Opening an AUD account in the Netherlands can be a smart plan for Australians living in the Netherlands, international students, business owners and frequent travelers. Whether you’re receiving […]

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Best CAD accounts in the Netherlands 2026

There are plenty of reasons you might want to open a CAD account while living in the Netherlands, whether for work, travel, study, or ongoing financial ties with Canada. Holding and spending in Canadian dollars can help reduce conversion costs, while also making it easier to pay and get paid in CAD. Whether you’re a […]

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Best way to spend money abroad when living in the Netherlands 2026

From weekend trips across Europe to long-haul travel, here’s how to spend abroad without overpaying. Living in the Netherlands makes weekend trips to Austria or France, ski holidays in Switzerland, and long-haul travel to the UK, US or Asia easier than ever. Paying abroad, however, can quietly become expensive. Foreign transaction fees, exchange rate markups […]

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Buy-to-let mortgages in the Netherlands: everything you need to know

Discover how buy-to-let mortgages work in the Netherlands, including rules, costs, and tax implications for expats investing in Dutch rental property. Investing in Dutch rental property has become an appealing goal for many expats. But the Netherlands has its own rules when it comes to buy-to-let financing, and they differ significantly from countries like the […]

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Car loan in the Netherlands for expats

Find out how car loans in the Netherlands work, the main car finance options, who qualifies for a loan, and how to apply for one. For most expats, a car loan works best if you want to own a car, can demonstrate stable income, and expect to stay in the Netherlands long enough to repay […]

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Personal loan in the Netherlands: a guide for expats

Discover the essential criteria, costs, and risks involved in securing a personal loan as an expat in the Netherlands. Finding a personal loan in the Netherlands as an expat can be challenging, particularly if you have a temporary contract or limited Dutch credit history. It is for general information only and does not constitute financial […]

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How to transfer money to and from the Netherlands

Need to send money to or from the Netherlands? Learn how to do it quickly and safely by traditional bank, online, or wire transfer.

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How to invest in the Netherlands

Interested in investing in the Netherlands? Find out about Dutch savings, pensions, stocks, and even property and business investments.

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Wills and estate planning in the Netherlands

This helpful guide explains the essentials of Dutch inheritance law and conditions for writing a will in the Netherlands.

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Mortgages in the Netherlands: home loans and interest rates in 2026

From providers to interest rates, here’s how to get a mortgage in the Netherlands in 2026 and start financing your Dutch dream home.

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The minimum wage and average salary in the Netherlands in 2026

From tips and holiday allowances to high-earning jobs and tax breaks, learn more about the Netherlands’ minimum wage and average salary.

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Getting a loan in the Netherlands

From sustainable remodeling loans to student financing loans, this article covers all there is to know about the borrowing process in the Netherlands.

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The cost of living in the Netherlands in 2026

What is the cost of living in the Netherlands? Find out about how much you need for housing, food, leisure, and more.

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Retirement

Plan your dream retirement in the Netherlands: get insights on Dutch pensions, savings, healthcare, and finding the best spot to live your golden years.

Taxes

Demystify taxes in the Netherlands and learn to navigate the fiscal system with clarity whether you’re an employee, a freelancer, or a business owner.

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UK-Netherlands double tax treaty explained for expats

Understand the complex UK-Netherlands tax rules for expats and manage residency, relief claims, and cross-border tax affairs effectively. If you live in the Netherlands but still have UK income, pensions, investment, or other tax ties, understanding how both countries apply tax can quickly become confusing. The UK- Netherlands double tax treaty is designed to reduce […]

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US-Netherlands double tax treaty for expats in the Netherlands

Learn how the US-Netherlands double tax treaty works for expats. If you are a Netherlands resident with US-based income or other US tax obligations, you will need to understand how both countries apply their tax rules. This can be complex, but the US-Netherlands double tax treaty helps allocate the taxing rights between the two countries […]

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The Dutch tax system

The Dutch tax system can seem complex, especially if you’re only mildly interested. Here’s a brief overview of what you need to know.

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How to file income tax in the Netherlands in 2026

Discover key information on income tax in the Netherlands, including due dates, tax rates, and ways to lower your bill.

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The Dutch 30% ruling explained

The 30% ruling in the Netherlands allows certain expat employees to benefit from tax breaks – but under what conditions, and for how long?

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Starting a business and keeping the 30% ruling in the Netherlands

Expat starting their own business in the Netherlands might be able to claim the 30% ruling and get a tax exemption on part of their earnings.

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Corporate tax in the Netherlands

If you’re setting up a business in the Netherlands, it’s important to understand what corporate tax you must pay on any of your profits.

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Freelance taxes in the Netherlands in 2026

Do you have your own business or are you making money on the side? Here’s what you need to know about freelance taxes in the Netherlands.

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Inheritance tax in the Netherlands

Find out whether inheritance tax and law in the Netherlands apply to your worldwide assets as an expat or a non-resident.

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Expat tools

Make your expat journey easier with our handy tools

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Relocator tool

Get a personalised checklist for moving to the Netherlands by answering a few questions about your relocation

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Directory

Find a service provider for your finances, education, and everything in between

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Job search

Looking for work? Search our job postings to discover a position suited to your talents

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Health insurance

Get the best health insurance quotes for expats when moving to the Netherlands

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