Money Management

Manage your money in Japan like a pro: find out how to transfer funds internationally, where to borrow and invest, and how to plan your estate.

How to send money to Japan for expats: 2026 guide

This guide explains the different ways to send money to Japan and how each option works. It is for informational purposes only and does not constitute financial, legal, or tax advice. Exchange rates can change quickly, so always check the current rate before you send your money.

Japan Post Bank Internet Banking Guide for Expats 【2026】

This guide explains how to register for Japan Post Bank internet banking, the fees involved, app and language limitations, common roadblocks for expats, and when Wise may help while you’re still getting your local banking access sorted.

Cash or Card in Japan? The Best Way to Pay in 2026

Japan is much more cashless than it used to be, but cash still matters in everyday life. In 2025, cashless payments reached 58% in Japan, showing how much card and mobile payments have grown. If you’re deciding between cash or card in Japan, this guide explains where each works best, how Integrated Circuit (IC) cards […]

Best Virtual Credit Cards in Japan for Foreign Residents (2026)

Getting a usable virtual credit card in Japan isn’t always straightforward, because many products marketed as virtual cards are actually prepaid, debit-style, or balance-based. For foreign residents, eligibility, app language, recurring-payment support, and overseas acceptance can matter as much as the card itself. This guide compares Wise, Revolut, PayPay Balance Card, V-preca, and VANDLE Card […]

How to Withdraw Cash from an ATM in Japan with Wise

Cash still matters in Japan, so knowing how to use your Wise card at an ATM can be useful. The main challenge is that not every machine will accept it, and fees can vary depending on the ATM operator. This guide explains which ATMs in Japan are most likely to work with a Wise card, […]

Best point cards in Japan for everyday savings

Every time you shop in Japan without a point card, you leave a little money behind. Konbini (convenience store) snacks, supermarket runs, and online orders – it all adds up, and point programs like Rakuten Point, d Point, Ponta, and V Point let you claw some of it back. This guide explains how point cards […]

A person holding a phone with the Wise app opened. On the table there is a coffee, a notebook and the Wise card.

Wise Review

Managing finances can be a challenge for expats in Japan. From sending money home and paying local bills to dealing with unpredictable currency exchange rates, keeping track of your finances can quickly become overwhelming. Finding an affordable, transparent, and convenient financial tool that works across borders is often easier said than done. This Wise review […]

Top-down view of two people at a wooden table. One person is holding a lime green Wise debit card over a white contactless payment terminal held by another person. A pair of wooden chopsticks and a printed receipt from a cafe named "Two Hands" are visible on the table.

How to use the Wise card in Japan 2026: fees and limits

Learn how to use the Wise card in Japan: fees, ATM limits, safety, and setup. Pay in JPY at the mid-market rate and spend worldwide.

A close-up, shallow-depth-of-field shot of several credit cards fanned out on top of a Japanese 10,000 yen banknote. The foreground features a gold credit card with embossed numbers, while the background shows a blurred calculator and other dark-colored cards.

Top 6 credit cards in Japan for foreigners: guide 2026

Getting a credit card when you move to Japan can be great for making everyday purchases easier as well as boosting your local credit history. There are a number of cards to choose from, each with their own benefits and perks. For expats, finding the right credit card involves researching factors such as international spending […]

Sending money out of Japan 2026: a guide for expats

If you need to send money out of Japan, the best option depends on what matters most to you: cost, speed, paperwork, or the amount you need to transfer. This guide compares the main ways to transfer money abroad from Japan and shows you how to avoid common delays.

The minimum wage and average salary in Japan in 2026

Learn about the minimum wage in Japan in 2026, plus opportunities for international workers, average salaries by sector, and more.

Mortgages in Japan: home loans and interest rates in 2026

Read all about mortgages in Japan in 2026, including the application process, eligibility for expats, and insurance requirements.

The cost of living in Japan in 2026

Explore the cost of living in Japan to budget effectively – find out how much you need for groceries, healthcare, and more.