Insurance

Protect yourself, your family, and your belongings thanks to our essential information about mandatory and optional insurance coverage in Germany.

best health insurance quotes in Germany||

Life insurance in Germany: Complete guide for expats

If you’re an expat thinking about life insurance in Germany, it’s important to understand how it works. This overview walks you through the key points, from the types of policies available to how claims are handled. Life insurance provides financial protection for your loved ones in the event of your death. In Germany, there is […]

Travel insurance in Germany: rules, costs & best providers 2026

Find the right travel insurance for Germany. Learn about Schengen visa requirements, healthcare costs, and the best policies for expats and visitors. Germany is one of Europe’s most visited countries and a top destination for expats, digital nomads, and long-term travelers. Arranging the right insurance policy before arrival is a critical safety step for anyone […]

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Long-term care insurance in Germany for expats

This guide explains who is covered for this type of long-term care, how claims work, what benefits exist, and where you may still face out-of-pocket costs. Moving to Germany long term might mean planning for older age – including what will happen if you need extra help to live independently. If you are trying to […]

Long-term care insurance in Germany: guide for expats in the Netherlands

Understand the Dutch Long-Term Care Act (WLZ), eligibility, costs, and the application process. Long-term care in the Netherlands (Wet langdurige zorg or WLZ) is designed for individuals who require continuous supervision or round-the-clock medical attention. Expats often confuse WLZ with standard Dutch health insurance, but it actually operates as a separate pillar of the Dutch social […]

Travel Insurance for a Schengen Visa in Germany

Find out how you can choose the right mandatory travel insurance for your EU Schengen visa application. If you need a Schengen visa to visit Germany, you will generally need suitable travel medical insurance. Simply having a travel policy is not enough: its coverage, territory, dates, and documentation must meet the relevant visa requirements. This […]

Documents and a paaport laying next to a suit case.

Liability insurance in Germany for expats

Learn how liability insurance protects you against everyday financial risks and damages in Germany. If you are exploring insurance in Germany, private liability insurance (Privathaftpflichtversicherung) is one of the most common optional policies you will encounter. It covers many situations where you accidentally injure someone, damage their property, or cause them financial loss and are […]

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Digital nomad health insurance in Germany

Navigate German health insurance requirements, from visa-compliant coverage to choosing the right provider for your residency as a digital nomad. Choosing digital nomad health insurance in Germany will mean learning about the insurance types available, the care they offer, and which policies can fit your specific visa type. Specialist digital nomad insurance may be the […]

Many bikes in a row on the street in Munich, Bavaria, Germany, Europe.

Bike insurance in Germany

If you are researching bike insurance, you may have an expensive bike to protect or already know the frustration of having one stolen. With 115,000 insured bicycle thefts reported in Germany in 2025 and average claims reaching €1,270, replacement costs can quickly add up. This guide explains how bike insurance in Germany typically works, from […]

Self-employed health insurance in Germany

Navigating German healthcare when working for yourself can feel like a balancing act, but securing cover is a strict legal requirement before you can register your business. Unlike salaried employees, freelancers can freely choose between statutory public health insurance (Gesetzliche Krankenversicherung or GKV) and private health insurance (Private Krankenversicherung or PKV) regardless of earnings. This guide helps […]

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Legal insurance in Germany for expats

Legal disputes in Germany over tenancy deposits, job contracts, or consumer rights can escalate into high court and lawyer fees faster than many expats expect. Known locally as Rechtsschutzversicherung, legal insurance acts as a customisable safety net. However, because coverage is sold in distinct modules with strict waiting periods, getting the right protection depends on setting […]

Disability Insurance in Germany for expats

When searching for German disability insurance, expats encounter two very different financial safety nets. Government benefits only step in if health issues prevent you from working any job at all, which leaves most skilled workers severely underprotected. Private coverage (Berufsunfähigkeitsversicherung) solves this by insuring your specific profession, paying out if you can no longer perform […]

Dental insurance in Germany for expats

Public health insurance in Germany covers routine checkups, but major dental work like crowns, root canals, or implants comes with high out-of-pocket costs. That financial gap is why many expats look into supplemental dental coverage (Zahnzusatzversicherung) long before a dentist recommends a procedure. Navigating public plans, private insurance, and add-on policies can feel confusing if […]

Insurance in Germany

There are a number of types of insurance in Germany for expats to consider, some compulsory and some optional. Here’s an overview of insurance coverage in the country.

Guide to getting health insurance in Germany in 2026

Explore the best expat health insurance options for Germany in 2026, including eligibility for public insurance (GKV) and private coverage (PKV).

Car insurance in Germany

Planning on driving a vehicle in Germany? Find out what types of coverage you need with this handy guide to car insurance in Germany