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House prices in Bizkaia, Spain
What homes cost in Bizkaia, Spain right now, how prices are moving, and what to budget for as a foreign buyer.
Bizkaia's housing market at a glance
A typical 100m² home in Bizkaia costs about €296,500, which is much more than the national average of €231,600. The most comparable areas in terms of price are Cataluña at €2,749/m² and Málaga at €2,988/m².
House prices in Bizkaia have risen in the short term, up 12.8% year on year. Prices are also up in the medium term by 25.4%, and factoring the EUR/GBP exchange rate, effective prices for foreign buyers are up 26.3%.
Buyers can use Wise to convert money into euros and pay out to a local Spanish bank account. Sellers can receive the proceeds of a sale into their Wise account using local EUR account details.
Learn about using Wise for large transfersAverage price per m², Q1 2026.
The shaded gap is the exchange-rate effect: what the same home costs a GBP buyer versus a local one.
How exchange rates changed the price
Over this period local prices rose 25.4%, while the exchange rate pushed GBP costs up a further 0.9 points — a 26.3% higher price in GBP.
Based on average price per m², a 70m² home, and average EUR/GBP rates for the period shown.
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Plan a property transferPaís Vasco
€3,036/m² average · +11.8% year on yearAverages per m², Q1 2026.
House prices by region and city
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Buying costs and rules in Spain
The fees, taxes and paperwork to budget for on top of the asking price.
This is a planning estimate, not a mortgage offer. Actual affordability depends on lender checks, income, residency, property type, fees, tax, and exchange rates. Uses our mortgage data as of March 2026.
Transaction tax
Resale properties attract Impuesto de Transmisiones Patrimoniales (ITP) at 6–10% depending on the autonomous community (Andalusia: 7%, Catalonia: 10%, Madrid: 6%). New builds attract IVA (VAT) at 10% plus Actos Jurídicos Documentados (stamp duty) at 0.5–1.5%.
Agent fees
Estate agent fees in Spain are typically 3–5% of the sale price and are paid by the seller. Buyers do not normally pay agent fees directly.
Notary and registry
Notary and land registry fees typically total 0.5–1% of the purchase price. Exact amounts are set by official tariffs.
Foreign buyer rules
EU/EEA citizens face no restrictions on buying property in Spain. Non-EU buyers require a NIE number (Número de Identificación de Extranjero). There are no restrictions on foreign ownership of residential property, though purchases by non-EU investors may be subject to reporting requirements. For a fuller step-by-step overview, read our guide to buying a house in Spain.
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Large amount transfers with Wise
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Compare transfer costsMortgage rates for expats
Check current rates, non-resident loan-to-value rules and mortgage costs before you make an offer.
Mortgage rates in SpainVisas and residency
Understand residency requirements before committing to a purchase abroad.
Spanish visas: how to immigrate to Spain in 2026Tax advice for expats
Check local tax rules and planning points for buyers moving money internationally.
The tax system in SpainWhere this data comes from
Every figure on this page is traceable to a published source.
UK comparison data: HM Land Registry UK House Price Index — Open Government Licence v3.0. FX rates: European Central Bank daily reference rates via Frankfurter API.
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