Insurance

Protect yourself, your family, and your belongings thanks to our essential information about mandatory and optional insurance coverage in the Netherlands.

Life insurance in the Netherlands: Complete guide for expats

Find out all you need to know about life insurance in the Netherlands and how to protect your loved ones after you’ve gone. From choosing a policy to making a claim, we explain how it works. Life insurance in the Netherlands is not mandatory, but many people choose it to provide financial support for their […]

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Self-Employed Health Insurance in the Netherlands

Understand self-employed health insurance in the Netherlands with this 2026 guide for expat freelancers and zzp’ers (zelfstandige zonder personeel – self employed people or independent contractors). If you’re moving to the Netherlands and plan to work independently you’ll usually be responsible for your own health insurance. Employed people in the Netherlands may have insurance through […]

Three university students talking with eachother.

International student insurance in the Netherlands

Find out which Dutch health insurance you need depending on your specific study, work, and residency situation. Student health insurance in the Netherlands depends on what you do alongside your studies. If you only study, an EHIC or GHIC, or private insurance, may be appropriate; if you leave the Dutch education system and start working […]

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Legal insurance in the Netherlands for expats

Decide if legal insurance is necessary for your situation. Optional personal legal expenses insurance may help with advice, case handling, mediation, and some legal costs if a covered dispute arises. Cover varies by provider and module, with broad variations in terms of exclusions, waiting periods, and cover caps. If you’re an expat in the Netherlands […]

A tree fell during a storm, it's bridging a gracht in Amsterdam, the Netherlands

Insurance in the Netherlands

Learn more about insurance in the Netherlands, including which are optional and which are legally required for Dutch residents.

Guide to getting health insurance in the Netherlands in 2026

Health insurance is mandatory in the Netherlands. Find out how to choose a policy as an expat, how to apply, and how much it costs in 2026.

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Car insurance in the Netherlands

Planning to get behind the wheel in the Netherlands? Make sure you’re covered with our complete guide to car insurance in the Netherlands.

Home insurance in the Netherlands: property, contents, and liability

Find out all you need to know about home insurance in the Netherlands and protect your property, from the walls to your personal belongings.