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House prices in Cher, France
What homes cost in Cher, France right now, how prices are moving, and what to budget for as a foreign buyer.
Cher's housing market at a glance
A typical 100m² home in Cher costs about €160,200, which is less than the national average of €326,200. The most comparable areas in terms of price are Ariège at €1,601/m² and Gers at €1,606/m².
House prices in Cher have risen in the short term, up 8.2% year on year. Prices are also up in the medium term by 15.8%, and factoring the EUR/GBP exchange rate, effective prices for foreign buyers are up 15.4%.
Buyers can use Wise to convert money into euros and pay out to a local French bank account. Sellers can receive the proceeds of a sale into their Wise account using local EUR account details.
Learn about using Wise for large transfersAverage price per m², 2025.
The shaded gap is the exchange-rate effect: what the same home costs a GBP buyer versus a local one.
How exchange rates changed the price
Over this period local prices rose 15.8%, while the exchange rate barely changed GBP costs — a 15.4% higher price in GBP.
Based on average price per m², a 70m² home, and average EUR/GBP rates for the period shown.
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Plan a property transferCentre — Val de Loire
€2,402/m² average · +1.9% year on yearAverage price per m² across the 6 listed places, weighted by sales.
Averages per m², 2025.
House prices by region and city
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Buying costs and rules in France
The fees, taxes and paperwork to budget for on top of the asking price.
This is a planning estimate, not a mortgage offer. Actual affordability depends on lender checks, income, residency, property type, fees, tax, and exchange rates. Uses our mortgage data as of March 2026.
Transaction tax
Droits de mutation (transfer tax) on resale properties: typically 5.8% (départemental 4.5% + communal 1.2% + state 0.1% + notary base). New builds (VEFA) attract TVA at 20% (included in developer price) plus reduced droits of ~0.7%. Some first-time buyer and reduced-rate schemes apply in certain cases.
Agent fees
Estate agent fees (honoraires) are negotiated by the seller and are usually included in the advertised sale price. Listings should make clear whether the price includes agency fees (FAI, frais d'agence inclus) or is net vendeur.
Notary and registry
Notaire fees (émoluments) are set by official tariff: approximately 0.8–1% on properties above €150,000. Total notaire costs including taxes and disbursements typically run 7–8% on resale properties.
Foreign buyer rules
EU/EEA citizens face no restrictions. Non-EU buyers can purchase freely — France has no foreign-ownership restrictions. A French tax number (numéro fiscal) is required. Non-residents must appoint a fiscal representative for capital gains purposes if the property is later sold. Foreign income is accepted by French lenders, though documentation requirements are strict. For a fuller step-by-step overview, read our guide to buying a house in France.
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Large amount transfers with Wise
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Compare transfer costsMortgage rates for expats
Check current rates, non-resident loan-to-value rules and mortgage costs before you make an offer.
Mortgage rates in FranceVisas and residency
Understand residency requirements before committing to a purchase abroad.
French visas: how to immigrate to France in 2026Tax advice for expats
Check local tax rules and planning points for buyers moving money internationally.
Guide to taxes in France in 2026Where this data comes from
Every figure on this page is traceable to a published source.
Source: DGFiP — Demandes de Valeurs Foncières (DVF), via Cerema DV3F API.
UK comparison data: HM Land Registry UK House Price Index — Open Government Licence v3.0. FX rates: European Central Bank daily reference rates via Frankfurter API.
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