Government & Law
When you first arrive in Canada, sorting out your tax and identity numbers is one of the quickest ways to feel settled.

Unlike countries that rely on a single master ID number, Canada uses distinct numbers depending on your legal and tax status. You generally just need to know whether your situation calls for a Social Insurance Number (SIN), an Individual Tax Number (ITN), or a Temporary Tax Number (TTN).
This guide breaks down exactly what you need to know to get the right one.
| Number | Best for | Main use | Issued by | Key warning |
|---|---|---|---|---|
| SIN | People allowed to work in Canada, including permanent residents, many foreign workers, and students with work-authorized permits | Employment, payroll, tax filing, and some government programs | Service Canada | Share it only when legally required |
| ITN | Non-residents and students who are not eligible for a SIN but still need a Canadian tax number | Tax filing, credits, benefits, or certain CRA processes only | CRA | It does not give you permission to work |
| TTN | Limited fallback cases when the CRA cannot use a SIN and another tax number is not already in place | Tax returns, credits, benefits, and CRA account access | CRA | Keep using your existing SIN, ITN, or TTN if you already have one |
| No single national ID | Anyone asking what Canada’s general ID number is | Everyday identity checks usually use a passport, provincial ID, or another document, not a SIN | No single agency | Do not treat a SIN as a general identity card |
Note: This guide is general information only, not legal, immigration, or tax advice.
A common misconception among newcomers is that Canada uses a Social Insurance Number as a universal national identity card. In reality, the Canadian system works differently.
💡 Canada does not have one universal national identity number for ordinary daily use. When people ask for your identity number, expats usually need either a Social Insurance Number for employment and taxes, or an Individual Tax Number for tax-only cases managed by the CRA.
A Temporary Tax Number (TTN) is a narrower fallback option issued directly by the CRA in specific situations.
For example, a newcomer might be asked for a Canadian ID number on a tax form and assume it means a passport number, when the document actually requires a SIN, ITN, or TTN instead.
Figure out which number you need by looking at your immediate goals and work authorization status.
If you plan to earn an income in Canada, getting a SIN is almost always your top priority. If you need to file a tax return or apply for benefits but do not qualify for a SIN, an ITN is the standard alternative. A TTN comes into play only as a rare fallback when neither option applies.
You usually need a Social Insurance Number if you are a permanent resident, a foreign worker, or an international student whose study permit says you may work in Canada.
Many temporary resident SINs start with 9, and the expiry date on that SIN should match the expiry date on your permit.
If your study permit does not explicitly say you may work in Canada, Service Canada can refuse a SIN application.
An Individual Tax Number is for tax-only situations when you are not eligible for a SIN. This often applies to non-residents who need to file a Canadian return, and to international students without work authorization who still need to file taxes or access certain benefits or credits.
While an ITN allows the CRA to process your tax documents, it does not give you legal permission to work in Canada. You can apply for one directly through the CRA, but you will still need a proper work permit and a SIN before taking on any employment.
A temporary tax number, often called a TTN, can be assigned by the CRA in limited cases when Service Canada cannot issue a SIN. If you already have a SIN, ITN, or TTN, keep using that number rather than applying for a new one.
Once you know which number you need, the next step is mostly about documents and using the right authority.
Use this simple process:
Once your identity numbers are sorted, setting up your daily finances is usually the next major step in your relocation journey.
Many newcomers choose to open a local bank account with Canadian institutions like RBC, TD Bank, or Scotiabank. Exploring our dedicated banking guides can help you navigate that side of settling in, but opening an account often requires arriving in the country first.
If you haven’t moved yet or are right in the middle of relocating, a multi-currency Wise account offers a convenient way to manage your funds across borders. It allows you to hold Canadian dollars alongside more than 40 other currencies and spend with a linked debit card, whether you are making everyday purchases online or paying for essentials in-store the moment you land.

Depending on where you live, you might be able to open a Wise Account even before you move to Canada. Learn more from this Wise help center page.
Keeping your Social Insurance Number secure is essential, as misuse can damage your credit score, compromise your tax records, and mess up your government benefits.
The safest rule is simple: Share your SIN only when the law or a genuine tax reporting obligation requires it.
If a landlord asks for your SIN on a rental application, offer your passport or permit and ask why it is needed.
No, they’re similar, but not exactly the same. A Social Insurance Number (SIN) is issued specifically so you can work in Canada, file taxes, and access government benefits, rather than serving as everyday proof of identity.
Not typically. Service Canada only issues a SIN to international students whose study permit states that they are authorized to work in Canada (or who hold a separate work permit). Students who are not eligible for a SIN but need to file a tax return can apply for an Individual Tax Number (ITN).
Yes, Service Canada allows you to apply online, which is often the most convenient option. You can also apply by mail or in person at a Service Canada Centre if you prefer to have your documents verified on the spot.
The main difference between a SIN, ITN, and TTN comes down to work eligibility and tax reporting. A SIN allows you to work in Canada and access government programs, an ITN is strictly for tax-filing purposes for non-residents who cannot get a SIN, and a TTN is a temporary placeholder number issued directly by the CRA for specific processing needs.
Generally, no. Your SIN is confidential, and you are not legally required to provide it to landlords or when applying for a job. Landlords can run credit checks using other information (like your full name and date of birth), and employers only need your SIN after you have been hired so they can set up payroll and tax reporting.
Information checked 2nd August 2026
Did you find this guide helpful?