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Cost of living in Toowoomba
Rent, everyday prices and the gross salary you may need to cover living costs in Toowoomba.
One person, a month
AUD 1,357
Living costs excluding rent
Family of four, a month
AUD 4,854
Living costs excluding rent
One-bedroom rent, centre
AUD 1,738
A month
Gross salary, one person
AUD 37,000
to cover living costs in Toowoomba
Toowoomba's cost of living at a glance
Toowoomba is one of the least expensive cities in Australia and among the less expensive cities in Oceania. The estimated monthly costs for a single person in Toowoomba are AUD 1,357, excluding rent. Living costs for a family of four are AUD 4,854 a month, excluding rent.
A single person in Toowoomba may need a gross salary of at least AUD 37,000 a year to cover estimated living costs, renting a one-bedroom apartment outside the centre and saving nothing.
One person's monthly costs
Numbeo household estimate in AUD, with the rent of a one-bedroom apartment in the city centre
Source: Numbeo, 1 June 2026.
How Toowoomba compares
One person's monthly costs in Toowoomba, excluding rent, are 20.0% lower than in the typical city in Australia and 5.8% higher than in the typical city worldwide.
Where Toowoomba ranks
In Australia
17th of 21
One person's monthly costs including rent, most expensive first.
In Oceania
23rd of 32
Cities in Oceania with a Numbeo estimate, most expensive first.
Worldwide
67th percentile
Costs the same as or more than 67% of 1,942 cities: around the middle of the cost range.
One-bedroom rent, centre
16th of 21
Cities in Australia, most expensive first.
Monthly costs against the typical city
- Toowoomba
- Typical national city
- Typical city worldwide
Tap a line or a table row to read its three amounts.
| Monthly cost | Toowoomba | Typical national city | Typical city worldwide |
|---|---|---|---|
| Rent | AUD 1,738 | AUD 2,198 −20.9% | AUD 1,056 +64.5% |
| Groceries | AUD 438 | AUD 506 −13.5% | AUD 400 +9.5% |
| Eating out | AUD 282 | AUD 315 −10.3% | AUD 225 +25.4% |
| Transport | AUD 40.89 | AUD 114 −64.2% | AUD 56.91 −28.2% |
| Utilities | AUD 222 | AUD 318 −30.2% | AUD 248 −10.7% |
| Leisure | AUD 90.30 | AUD 106 −14.9% | AUD 88.17 +2.4% |
| Total excluding rent | AUD 1,357 | AUD 1,696 −20.0% | AUD 1,283 +5.8% |
| Total including rent | AUD 3,095 | AUD 4,093 −24.4% | AUD 2,380 +30.0% |
Typical = the median of 21 cities in Australia and 1,942 cities worldwide.
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Explore prices in Toowoomba
The average price for each item, and the range from the lowest to the highest price people have reported.
Renting in Toowoomba
Toowoomba is the 6th cheapest city in Australia for a one-bedroom apartment in the city centre. The closest-priced city in Australia is Townsville.
A one-bedroom apartment in the city centre typically costs AUD 1,738 a month.
Outside the centre, a one-bedroom apartment typically costs AUD 1,444 a month.
A one-bedroom apartment in the centre is around 20% more expensive to rent than one outside the centre.
| Item | Average price | Price range |
|---|---|---|
| 1-bed apartment in the city centre Monthly rent | AUD 1,738 | AUD 1,636– |
| 1-bed apartment outside the centre Monthly rent | AUD 1,444 | AUD 1,227– |
| 3-bed apartment in the city centre Monthly rent | AUD 2,590 | AUD 2,249– |
| 3-bed apartment outside the centre Monthly rent | AUD 2,045 | AUD 2,045–AUD 2,045 |
| Price per m² in the city centre | AUD 5,004 | AUD 3,067– |
| Price per m² outside the centre | AUD 3,944 | AUD 2,556– |
Cost of everyday items in Toowoomba
Groceries in Toowoomba are around 14% cheaper than the average for Australia, while eating out is around 14% cheaper than the country average.
A litre of milk typically costs AUD 2.32.
A 500g loaf of fresh white bread typically costs AUD 3.17.
A pack of 20 cigarettes typically costs AUD 43.45.
| Item | Average price | Price range |
|---|---|---|
| Milk, 1 litre | AUD 2.32 | AUD 1.32– |
| Fresh white bread, 500g | AUD 3.17 | AUD 2.56– |
| Eggs, 12 large | AUD 6.45 | AUD 3.68– |
| Local cheese, 1kg | AUD 12.69 | AUD 7.16– |
| Chicken fillets, 1kg | AUD 13.67 | AUD 10.22– |
| Beef round, 1kg | AUD 17.37 | AUD 9.21– |
| Apples, 1kg | AUD 5.08 | AUD 4.08– |
| Oranges, 1kg | AUD 3.74 | AUD 2.05– |
| Potatoes, 1kg | AUD 3.76 | AUD 2.66– |
| Lettuce, 1 head | AUD 3.63 | AUD 3.07– |
| White rice, 1kg | AUD 2.90 | AUD 1.84– |
| Tomatoes, 1kg | AUD 4.08 | AUD 3.07– |
| Bananas, 1kg | AUD 3.74 | AUD 2.05– |
| Onions, 1kg | AUD 3.64 | AUD 2.56– |
| Water, 1.5 litre bottle | AUD 2.12 | AUD 0.81– |
| Mid-range bottle of wine | AUD 15.34 | AUD 15.34– |
| Domestic beer, 0.5 litre bottle | AUD 6.66 | AUD 3.10– |
| Imported beer, 0.33 litre bottle | AUD 9.86 | AUD 6.13– |
| Cigarettes, 20 pack | AUD 43.45 | AUD 30.66– |
Eating out in Toowoomba
| Item | Average price | Price range |
|---|---|---|
| Meal at an inexpensive restaurant | AUD 24.53 | AUD 17.37– |
| Three-course meal for two | AUD 107 | AUD 61.34– |
| Fast food combo meal | AUD 13.80 | AUD 12.26– |
| Domestic beer, 0.5 litre draught | AUD 9.72 | AUD 6.13– |
| Imported beer, 0.33 litre bottle | AUD 10.22 | AUD 8.18– |
| Soft drink, 0.33 litre bottle | AUD 4.08 | AUD 3.07– |
| Water, 0.33 litre bottle | AUD 3.53 | AUD 3.07– |
| Cappuccino | AUD 5.36 | AUD 2.05– |
Transport in Toowoomba
| Item | Average price | Price range |
|---|---|---|
| One-way public transport ticket | AUD 4.08 | AUD 3.07– |
| Monthly public transport pass | AUD 40.89 | Not available |
| Gasoline, 1 litre | AUD 1.84 | AUD 1.66– |
| Taxi start | AUD 3.17 | AUD 3.17– |
| Taxi, per km | AUD 2.35 | AUD 2.35– |
| Taxi waiting, 1 hour | AUD 51.11 | AUD 30.66– |
| Volkswagen Golf, new | AUD 38,846 | AUD 38,846– |
| Toyota Corolla sedan, new | AUD 36,005 | AUD 32,712– |
Utilities in Toowoomba
| Item | Average price | Price range |
|---|---|---|
| Basic utilities for an 85m² apartment Monthly | AUD 125 | AUD 102– |
| Broadband internet Monthly | AUD 81.33 | AUD 56.23– |
| Mobile phone plan Monthly | AUD 49.67 | AUD 20.45– |
How is Toowoomba for families?
A family of four with two adults and two children may need a gross household income of AUD 95,000 a year in Toowoomba, excluding childcare costs.
Private preschool or kindergarten typically costs AUD 3,047 a month.
A three-bedroom apartment in the city centre typically costs AUD 2,590 a month.
Toowoomba scores 42/100 on Numbeo's safety index.
| Item | Average price | Price range |
|---|---|---|
| Family of four, excluding rent Monthly, Numbeo household estimate | AUD 4,854 | Not applicable |
| Family of four, including rent Monthly, Numbeo household estimate | AUD 7,444 | Not applicable |
| Private preschool or kindergarten Monthly | AUD 3,047 | AUD 3,047–AUD 3,047 |
| International primary school Annual | AUD 15,848 | AUD 9,507– |
Leisure and clothing in Toowoomba
| Item | Average price | Price range |
|---|---|---|
| Gym membership Monthly | AUD 63.04 | AUD 40.89– |
| Tennis court rental, 1 hour | AUD 27.26 | AUD 15.34– |
| Cinema ticket | AUD 22.49 | AUD 20.45– |
| Jeans | AUD 112 | AUD 71.55– |
| Summer dress from a chain store | AUD 79.58 | AUD 40.89– |
| Nike running shoes | AUD 133 | AUD 97.12– |
| Men's leather business shoes | AUD 179 | AUD 153– |
Source: Numbeo, 1 June 2026.
What salary do I need to live in Toowoomba?
By combining Numbeo's living-cost estimates with the tax rates in Australia, we can estimate the gross salary you would need to live in Toowoomba. Use the calculator below to see how much you would need to live in Toowoomba, and where your money goes.
Recommended gross salary
AUD 37,436
Needed to support 1 adult and no children in Toowoomba, living in a one-bedroom apartment outside the centre.
- Take-home pay
- AUD 33,609
- Living costs
- AUD 33,609
- Tax and contributions
- AUD 3,826
Where your salary goes
- Living costsAUD 33,60989.8%
- Income tax and contributionsAUD 3,82610.2%
| Operator | Item | A year |
|---|---|---|
| Gross salary | AUD 37,436 | |
| − | Income tax and contributions | AUD 3,826 |
| = | Take-home pay | AUD 33,609 |
| − | Rent | AUD 17,327 |
| − | Groceries | AUD 5,250 |
| − | Eating out | AUD 3,388 |
| − | Transport | AUD 491 |
| − | Utilities | AUD 2,662 |
| − | Leisure | AUD 1,084 |
| − | Other estimated costs | AUD 3,408 |
| = | Left over: savings target | AUD 0 |
AUD 37,436 gross salary modelled as one employment income gives a 10.2% effective tax rate and AUD 3,826 estimated deductions a year. Use our salary tax calculator for a more detailed estimate.
What the estimate includes
- Rent for your housing choice and Numbeo's household living costs for your household size
- National income tax for 2025/26
- Employee social contributions, simplified
What it doesn't include
- Regional, state or local income tax
- Joint filing, partner income and household allowances
- Age, pension, expat-regime or special-residency rules
- Bonuses, benefits and other income
- Child care or school unless you choose it
Don't agree with our estimates? Help us improve our cost-of-living model.
How each cost is worked out
Rent. The selected one-bedroom apartment outside the centre in Toowoomba costs an estimated AUD 1,444 per month. AUD 1,444 per month × 12 months = AUD 17,327 a year.
Groceries. Numbeo estimates a household of one person in Toowoomba spends an estimated AUD 438 on groceries per month. AUD 438 per month × 12 months = AUD 5,250 a year.
Eating out. Numbeo estimates a household of one person in Toowoomba spends an estimated AUD 282 on eating out per month. AUD 282 per month × 12 months = AUD 3,388 a year.
Transport. Numbeo estimates a household of one person in Toowoomba spends an estimated AUD 40.89 on transport per month. AUD 40.89 per month × 12 months = AUD 491 a year.
Utilities. Numbeo estimates a household of one person in Toowoomba spends an estimated AUD 222 on utilities per month. AUD 222 per month × 12 months = AUD 2,662 a year.
Leisure. Numbeo estimates a household of one person in Toowoomba spends an estimated AUD 90.30 on leisure per month. AUD 90.30 per month × 12 months = AUD 1,084 a year.
Other estimated costs. Numbeo's household estimate for miscellaneous costs: this may include things like clothing, shoes and entertainment costs. AUD 284 per month × 12 months = AUD 3,408 a year.
See the prices behind each category · How living costs and salaries are calculated
Tax estimate assumptions
Tax year 2025/26. One resident employee and one employment income are assumed. Resident rates for 2025/26 financial year (1 Jul 2025 – 30 Jun 2026). Stage 3 tax cuts apply from 1 Jul 2024. Excludes Low Income Tax Offset (LITO, max AUD 700) and Medicare Levy Surcharge (1–1.5% for high earners without private health cover).
Important
This calculator gives an estimate of the income needed to cover living costs. It is not tax, legal or financial advice. It uses Numbeo prices as of 1 June 2026, Australia's tax rules for 2025/26 and Wise exchange rates of 21 October 2026, and models one employment income. Check your figures with the salary tax calculator or the official rules in PwC Worldwide Tax Summaries / ATO.
Figures for 1 adult, outside the centre, no savings target.
Cost of living in Toowoomba: common questions
Is Toowoomba expensive to live in?
Toowoomba is one of the least expensive cities in Australia and among the less expensive cities in Oceania.
A single person spends about AUD 1,357 a month excluding rent, against AUD 1,696 in the typical city in Australia (the median of 21 cities, Numbeo, as of 1 June 2026).
Worldwide, Toowoomba costs the same as or more than 67% of the 1,942 cities with a Numbeo household estimate, which makes it around the middle of the cost range.
What salary do you need to live in Toowoomba?
A single person may need a gross salary of at least AUD 37,000 a year to cover estimated living costs in Toowoomba, renting a one-bedroom apartment outside the centre and saving nothing.
This is an estimate from Numbeo prices as of 1 June 2026 and Australia's tax rules for 2025/26. Use the salary calculator to add your household, housing and a savings target.
How much is rent in Toowoomba?
A one-bedroom apartment in the city centre typically costs AUD 1,738 a month, and AUD 1,444 outside the centre, according to Numbeo averages as of 1 June 2026.
A three-bedroom apartment costs about AUD 2,590 a month in the centre and AUD 2,045 outside it.
Toowoomba is the 6th cheapest city in Australia for a one-bedroom apartment in the city centre.
How much does a family spend in Toowoomba?
A family of four spends about AUD 4,854 a month on living costs excluding rent, or AUD 7,444 including rent, according to Numbeo's household estimate as of 1 June 2026.
With two adults earning and a three-bedroom home outside the centre, the household may need a gross income of AUD 95,000 a year, excluding childcare costs.
Private preschool or kindergarten typically costs AUD 3,047 a month per child.
How does Toowoomba compare with Australia's other cities?
Toowoomba ranks 17th of 21 cities in Australia for one person's monthly costs including rent, where 1st is the most expensive.
Excluding rent, one person's costs are 20.0% less than in the typical city in Australia.
Where this data comes from
- Living costs and prices
- Numbeo, snapshot of 1 June 2026
- Exchange rates
- Wise mid-market rates, 21 October 2026
- Tax rules
- Expatica salary tax calculator, Australia 2025/26
- Locations and population
- GeoNames (CC BY 4.0), retrieved 1 October 2026
- Regions for continent ranks
- UN M49 regions
Important
All amounts are indicative estimates, not quotes or financial advice. Numbeo's prices are reported by users, so coverage and recency vary by city: check rents and prices locally before you commit to a move.
Some links on this page are affiliate links, which means we may earn a commission if you click and make a purchase.
How living costs and salaries are calculated
- Your household size (adults and children, one to six people) picks Numbeo's household estimate for groceries, eating out, transport, utilities, leisure and rent.
- Rent is replaced by the price of a one-bedroom apartment (one or two people) or a three-bedroom apartment (three or more), in or outside the centre. A flatshare, for one adult without children, is a third of a three-bedroom home.
- "Other estimated costs" is Numbeo's household total less the named categories, not a separately reported price. Where a total is below its own categories, we use the categories, and a larger household's costs other than rent are never lower than a smaller household's.
- Child care and school are optional: preschool uses the city's monthly price for each child, international primary school its annual fee spread over 12 months. Children's ages, eligibility and public provision are not modelled.
- The salary is the gross income that leaves these costs, plus your savings target, after tax under Expatica's rules for Australia (2025/26). One adult has one employment income; two adults are two earners splitting it evenly, with no joint filing or household allowances. What the tax model covers is listed with the result.
- Numbeo's figures are in US dollars, converted with one set of Wise mid-market rates. Without them, amounts stay in US dollars and no salary is estimated.
How cities are compared and matched
- A typical city is the median of one person's monthly costs across the 21 cities in Australia in this guide and across the 1,942 cities worldwide with a Numbeo household estimate. Each row is its own median, so the rows do not add up.
- Ranks put the most expensive city first, and equal estimates share a rank. The worldwide percentile is the share of those 1,942 cities whose one-person monthly total, rent included, is the same or lower than Toowoomba's.
- Nearby cities are places in this guide, possibly across a border, by straight-line distance between GeoNames location points.
- Comparable cities are in the same GeoNames population band (under 100,000, 100,000–499,999, 500,000–999,999, or 1 million and above; a neighbouring band, labelled, when a band has too few countries), one per country, outside Australia and not already listed as nearby. Population years and boundaries vary, so the bands are rough size guides.
- The match score compares a single person's costs excluding rent and the rent of a central one-bedroom apartment. For each, we divide the lower city's price by the higher; the score is the square root of the two ratios multiplied together, × 100. If both prices are 80% of the other city's, the match is 80%; if both are twice as high, 50%. It measures how close the costs are, not which city is cheaper or how alike they are to live in.