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Cost of living in Niagara Falls
Rent, everyday prices and the gross salary you may need to cover living costs in Niagara Falls.
One person, a month
CAD 1,440
Living costs excluding rent
Family of four, a month
CAD 5,022
Living costs excluding rent
One-bedroom rent, centre
CAD 1,817
A month
Gross salary, one person
CAD 45,000
to cover living costs in Niagara Falls
Niagara Falls's cost of living at a glance
Niagara Falls is among the less expensive cities in both Canada and North America. The estimated monthly costs for a single person in Niagara Falls are CAD 1,440, excluding rent. Living costs for a family of four are CAD 5,022 a month, excluding rent.
A single person in Niagara Falls may need a gross salary of at least CAD 45,000 a year to cover estimated living costs, renting a one-bedroom apartment outside the centre and saving nothing.
One person's monthly costs
Numbeo household estimate in CAD, with the rent of a one-bedroom apartment in the city centre
Source: Numbeo, 1 June 2026.
How Niagara Falls compares
One person's monthly costs in Niagara Falls, excluding rent, are 4.9% lower than in the typical city in Canada and 13.7% higher than in the typical city worldwide.
Where Niagara Falls ranks
In Canada
40th of 67
One person's monthly costs including rent, most expensive first.
In North America
281st of 418
Cities in North America with a Numbeo estimate, most expensive first.
Worldwide
73rd percentile
Costs the same as or more than 73% of 1,942 cities: around the middle of the cost range.
One-bedroom rent, centre
39th of 67
Cities in Canada, most expensive first.
Monthly costs against the typical city
- Niagara Falls
- Typical national city
- Typical city worldwide
Tap a line or a table row to read its three amounts.
| Monthly cost | Niagara Falls | Typical national city | Typical city worldwide |
|---|---|---|---|
| Rent | CAD 1,817 | CAD 1,908 −4.8% | CAD 1,043 +74.2% |
| Groceries | CAD 492 | CAD 500 −1.6% | CAD 395 +24.7% |
| Eating out | CAD 255 | CAD 265 −4.0% | CAD 222 +14.7% |
| Transport | CAD 88.39 | CAD 96.96 −8.8% | CAD 56.18 +57.3% |
| Utilities | CAD 297 | CAD 289 +2.9% | CAD 245 +21.1% |
| Leisure | CAD 70.79 | CAD 87.68 −19.3% | CAD 87.04 −18.7% |
| Total excluding rent | CAD 1,440 | CAD 1,514 −4.9% | CAD 1,266 +13.7% |
| Total including rent | CAD 3,257 | CAD 3,376 −3.5% | CAD 2,350 +38.6% |
Typical = the median of 67 cities in Canada and 1,942 cities worldwide.
Find another city
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Explore prices in Niagara Falls
The average price for each item, and the range from the lowest to the highest price people have reported.
Renting in Niagara Falls
Niagara Falls is the 29th cheapest city in Canada for a one-bedroom apartment in the city centre. The closest-priced city in Canada is London.
A one-bedroom apartment in the city centre typically costs CAD 1,817 a month.
Outside the centre, a one-bedroom apartment typically costs CAD 1,547 a month.
A one-bedroom apartment in the centre is around 17% more expensive to rent than one outside the centre.
| Item | Average price | Price range |
|---|---|---|
| 1-bed apartment in the city centre Monthly rent | CAD 1,817 | CAD 1,444– |
| 1-bed apartment outside the centre Monthly rent | CAD 1,547 | Not available |
| 3-bed apartment in the city centre Monthly rent | CAD 2,212 | CAD 1,949– |
| 3-bed apartment outside the centre Monthly rent | CAD 2,510 | CAD 2,475– |
| Price per m² in the city centre | CAD 5,584 | CAD 5,584–CAD 5,584 |
| Price per m² outside the centre | CAD 5,584 | CAD 5,584–CAD 5,584 |
Cost of everyday items in Niagara Falls
Groceries in Niagara Falls are around 1% cheaper than the average for Canada, while eating out is around 2% cheaper than the country average.
A litre of milk typically costs CAD 2.85.
A 500g loaf of fresh white bread typically costs CAD 3.46.
A pack of 20 cigarettes typically costs CAD 17.02.
| Item | Average price | Price range |
|---|---|---|
| Milk, 1 litre | CAD 2.85 | CAD 1.81– |
| Fresh white bread, 500g | CAD 3.46 | CAD 2.58– |
| Eggs, 12 large | CAD 4.71 | CAD 4.12– |
| Local cheese, 1kg | CAD 19.13 | CAD 5.15– |
| Chicken fillets, 1kg | CAD 16.07 | CAD 10.31– |
| Beef round, 1kg | CAD 20.70 | CAD 10.31– |
| Apples, 1kg | CAD 6.26 | CAD 2.05– |
| Oranges, 1kg | CAD 4.76 | CAD 2.57– |
| Potatoes, 1kg | CAD 3.37 | CAD 1.59– |
| Lettuce, 1 head | CAD 3.34 | CAD 2.06– |
| White rice, 1kg | CAD 5.42 | CAD 4.13– |
| Tomatoes, 1kg | CAD 5.15 | CAD 3.09– |
| Bananas, 1kg | CAD 1.66 | CAD 1.35– |
| Onions, 1kg | CAD 4.14 | CAD 2.94– |
| Water, 1.5 litre bottle | CAD 2.32 | CAD 1.03– |
| Mid-range bottle of wine | CAD 13.41 | CAD 10.31– |
| Domestic beer, 0.5 litre bottle | CAD 4.28 | CAD 2.57– |
| Imported beer, 0.33 litre bottle | CAD 3.33 | CAD 2.37– |
| Cigarettes, 20 pack | CAD 17.02 | CAD 15.46– |
Eating out in Niagara Falls
| Item | Average price | Price range |
|---|---|---|
| Meal at an inexpensive restaurant | CAD 22.68 | CAD 18.57– |
| Three-course meal for two | CAD 92.83 | CAD 77.35– |
| Fast food combo meal | CAD 17.80 | CAD 14.96– |
| Domestic beer, 0.5 litre draught | CAD 8.25 | CAD 5.15– |
| Imported beer, 0.33 litre bottle | CAD 9.28 | CAD 8.25– |
| Soft drink, 0.33 litre bottle | CAD 3.06 | CAD 2.32– |
| Water, 0.33 litre bottle | CAD 2.39 | CAD 2.06– |
| Cappuccino | CAD 5.15 | CAD 2.99– |
Transport in Niagara Falls
| Item | Average price | Price range |
|---|---|---|
| One-way public transport ticket | CAD 3.09 | CAD 1.81– |
| Monthly public transport pass | CAD 88.39 | Not available |
| Gasoline, 1 litre | CAD 1.50 | CAD 1.33– |
| Taxi start | CAD 4.07 | CAD 3.92– |
| Taxi, per km | CAD 1.81 | CAD 1.81–CAD 1.81 |
| Taxi waiting, 1 hour | CAD 30.94 | CAD 15.46– |
| Volkswagen Golf, new | CAD 37,935 | CAD 35,046– |
| Toyota Corolla sedan, new | CAD 27,670 | CAD 27,670– |
Utilities in Niagara Falls
| Item | Average price | Price range |
|---|---|---|
| Basic utilities for an 85m² apartment Monthly | CAD 232 | CAD 180– |
| Broadband internet Monthly | CAD 110 | CAD 103– |
| Mobile phone plan Monthly | CAD 45.12 | CAD 30.94– |
How is Niagara Falls for families?
A family of four with two adults and two children may need a gross household income of CAD 115,000 a year in Niagara Falls, excluding childcare costs.
Private preschool or kindergarten typically costs CAD 739 a month.
A three-bedroom apartment in the city centre typically costs CAD 2,212 a month.
Niagara Falls scores 55/100 on Numbeo's safety index.
| Item | Average price | Price range |
|---|---|---|
| Family of four, excluding rent Monthly, Numbeo household estimate | CAD 5,022 | Not applicable |
| Family of four, including rent Monthly, Numbeo household estimate | CAD 7,235 | Not applicable |
| Private preschool or kindergarten Monthly | CAD 739 | CAD 722– |
| International primary school Annual | CAD 27,969 | CAD 21,660– |
Leisure and clothing in Niagara Falls
| Item | Average price | Price range |
|---|---|---|
| Gym membership Monthly | CAD 28.36 | CAD 15.46– |
| Tennis court rental, 1 hour | CAD 42.43 | Not available |
| Cinema ticket | CAD 12.37 | CAD 11.35– |
| Jeans | CAD 101 | CAD 51.58– |
| Summer dress from a chain store | CAD 76.66 | CAD 51.58– |
| Nike running shoes | CAD 108 | CAD 51.58– |
| Men's leather business shoes | CAD 123 | CAD 103– |
Source: Numbeo, 1 June 2026.
What salary do I need to live in Niagara Falls?
By combining Numbeo's living-cost estimates with the tax rates in Canada, we can estimate the gross salary you would need to live in Niagara Falls. Use the calculator below to see how much you would need to live in Niagara Falls, and where your money goes.
Recommended gross salary
CAD 45,451
Needed to support 1 adult and no children in Niagara Falls, living in a one-bedroom apartment outside the centre.
- Take-home pay
- CAD 35,851
- Living costs
- CAD 35,851
- Tax and contributions
- CAD 9,600
Where your salary goes
- Living costsCAD 35,85178.9%
- Income tax and contributionsCAD 9,60021.1%
| Operator | Item | A year |
|---|---|---|
| Gross salary | CAD 45,451 | |
| − | Income tax and contributions | CAD 9,600 |
| = | Take-home pay | CAD 35,851 |
| − | Rent | CAD 18,566 |
| − | Groceries | CAD 5,903 |
| − | Eating out | CAD 3,057 |
| − | Transport | CAD 1,061 |
| − | Utilities | CAD 3,564 |
| − | Leisure | CAD 850 |
| − | Other estimated costs | CAD 2,851 |
| = | Left over: savings target | CAD 0 |
CAD 45,451 gross salary modelled as one employment income gives a 21.1% effective tax rate and CAD 9,600 estimated deductions a year. Use our salary tax calculator for a more detailed estimate.
What the estimate includes
- Rent for your housing choice and Numbeo's household living costs for your household size
- National income tax for 2026
- Employee social contributions, simplified
What it doesn't include
- Regional, state or local income tax
- Joint filing, partner income and household allowances
- Age, pension, expat-regime or special-residency rules
- Bonuses, benefits and other income
- Child care or school unless you choose it
Don't agree with our estimates? Help us improve our cost-of-living model.
How each cost is worked out
Rent. The selected one-bedroom apartment outside the centre in Niagara Falls costs an estimated CAD 1,547 per month. CAD 1,547 per month × 12 months = CAD 18,566 a year.
Groceries. Numbeo estimates a household of one person in Niagara Falls spends an estimated CAD 492 on groceries per month. CAD 492 per month × 12 months = CAD 5,903 a year.
Eating out. Numbeo estimates a household of one person in Niagara Falls spends an estimated CAD 255 on eating out per month. CAD 255 per month × 12 months = CAD 3,057 a year.
Transport. Numbeo estimates a household of one person in Niagara Falls spends an estimated CAD 88.39 on transport per month. CAD 88.39 per month × 12 months = CAD 1,061 a year.
Utilities. Numbeo estimates a household of one person in Niagara Falls spends an estimated CAD 297 on utilities per month. CAD 297 per month × 12 months = CAD 3,564 a year.
Leisure. Numbeo estimates a household of one person in Niagara Falls spends an estimated CAD 70.79 on leisure per month. CAD 70.79 per month × 12 months = CAD 850 a year.
Other estimated costs. Numbeo's household estimate for miscellaneous costs: this may include things like clothing, shoes and entertainment costs. CAD 238 per month × 12 months = CAD 2,851 a year.
See the prices behind each category · How living costs and salaries are calculated
Tax estimate assumptions
Tax year 2026. One resident employee and one employment income are assumed. Federal tax only, effective from January 1, 2026. Lowest bracket rate reduced to 14% (from 14.5% in 2025). Thresholds indexed by 2%. Excludes Provincial/Territorial tax.
Important
This calculator gives an estimate of the income needed to cover living costs. It is not tax, legal or financial advice. It uses Numbeo prices as of 1 June 2026, Canada's tax rules for 2026 and Wise exchange rates of 21 October 2026, and models one employment income. Check your figures with the salary tax calculator or the official rules in PwC Worldwide Tax Summaries / CRA.
Figures for 1 adult, outside the centre, no savings target.
Cost of living in Niagara Falls: common questions
Is Niagara Falls expensive to live in?
Niagara Falls is among the less expensive cities in both Canada and North America.
A single person spends about CAD 1,440 a month excluding rent, against CAD 1,514 in the typical city in Canada (the median of 67 cities, Numbeo, as of 1 June 2026).
Worldwide, Niagara Falls costs the same as or more than 73% of the 1,942 cities with a Numbeo household estimate, which makes it around the middle of the cost range.
What salary do you need to live in Niagara Falls?
A single person may need a gross salary of at least CAD 45,000 a year to cover estimated living costs in Niagara Falls, renting a one-bedroom apartment outside the centre and saving nothing.
This is an estimate from Numbeo prices as of 1 June 2026 and Canada's tax rules for 2026. Use the salary calculator to add your household, housing and a savings target.
How much is rent in Niagara Falls?
A one-bedroom apartment in the city centre typically costs CAD 1,817 a month, and CAD 1,547 outside the centre, according to Numbeo averages as of 1 June 2026.
A three-bedroom apartment costs about CAD 2,212 a month in the centre and CAD 2,510 outside it.
Niagara Falls is the 29th cheapest city in Canada for a one-bedroom apartment in the city centre.
How much does a family spend in Niagara Falls?
A family of four spends about CAD 5,022 a month on living costs excluding rent, or CAD 7,235 including rent, according to Numbeo's household estimate as of 1 June 2026.
With two adults earning and a three-bedroom home outside the centre, the household may need a gross income of CAD 115,000 a year, excluding childcare costs.
Private preschool or kindergarten typically costs CAD 739 a month per child.
How does Niagara Falls compare with Canada's other cities?
Niagara Falls ranks 40th of 67 cities in Canada for one person's monthly costs including rent, where 1st is the most expensive.
Excluding rent, one person's costs are 4.9% less than in the typical city in Canada.
Where this data comes from
- Living costs and prices
- Numbeo, snapshot of 1 June 2026
- Exchange rates
- Wise mid-market rates, 21 October 2026
- Tax rules
- Expatica salary tax calculator, Canada 2026
- Locations and population
- GeoNames (CC BY 4.0), retrieved 1 October 2026
- Regions for continent ranks
- UN M49 regions
Important
All amounts are indicative estimates, not quotes or financial advice. Numbeo's prices are reported by users, so coverage and recency vary by city: check rents and prices locally before you commit to a move.
Some links on this page are affiliate links, which means we may earn a commission if you click and make a purchase.
How living costs and salaries are calculated
- Your household size (adults and children, one to six people) picks Numbeo's household estimate for groceries, eating out, transport, utilities, leisure and rent.
- Rent is replaced by the price of a one-bedroom apartment (one or two people) or a three-bedroom apartment (three or more), in or outside the centre. A flatshare, for one adult without children, is a third of a three-bedroom home.
- "Other estimated costs" is Numbeo's household total less the named categories, not a separately reported price. Where a total is below its own categories, we use the categories, and a larger household's costs other than rent are never lower than a smaller household's.
- Child care and school are optional: preschool uses the city's monthly price for each child, international primary school its annual fee spread over 12 months. Children's ages, eligibility and public provision are not modelled.
- The salary is the gross income that leaves these costs, plus your savings target, after tax under Expatica's rules for Canada (2026). One adult has one employment income; two adults are two earners splitting it evenly, with no joint filing or household allowances. What the tax model covers is listed with the result.
- Numbeo's figures are in US dollars, converted with one set of Wise mid-market rates. Without them, amounts stay in US dollars and no salary is estimated.
How cities are compared and matched
- A typical city is the median of one person's monthly costs across the 67 cities in Canada in this guide and across the 1,942 cities worldwide with a Numbeo household estimate. Each row is its own median, so the rows do not add up.
- Ranks put the most expensive city first, and equal estimates share a rank. The worldwide percentile is the share of those 1,942 cities whose one-person monthly total, rent included, is the same or lower than Niagara Falls's.
- Nearby cities are places in this guide, possibly across a border, by straight-line distance between GeoNames location points.
- Comparable cities are in the same GeoNames population band (under 100,000, 100,000–499,999, 500,000–999,999, or 1 million and above; a neighbouring band, labelled, when a band has too few countries), one per country, outside Canada and not already listed as nearby. Population years and boundaries vary, so the bands are rough size guides.
- The match score compares a single person's costs excluding rent and the rent of a central one-bedroom apartment. For each, we divide the lower city's price by the higher; the score is the square root of the two ratios multiplied together, × 100. If both prices are 80% of the other city's, the match is 80%; if both are twice as high, 50%. It measures how close the costs are, not which city is cheaper or how alike they are to live in.