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Cost of living in Ajman
Rent, everyday prices and the gross salary you may need to cover living costs in Ajman.
One person, a month
AED 3,075
Living costs excluding rent
Family of four, a month
AED 10,198
Living costs excluding rent
One-bedroom rent, centre
AED 10,333
A month
Gross salary, one person
AED 108,000
to cover living costs in Ajman
Ajman's cost of living at a glance
Ajman is the most expensive city in the UAE and one of the most expensive cities in Asia. The estimated monthly costs for a single person in Ajman are AED 3,075, excluding rent. Living costs for a family of four are AED 10,198 a month, excluding rent.
A single person in Ajman may need a gross salary of at least AED 108,000 a year to cover estimated living costs, renting a one-bedroom apartment outside the centre and saving nothing.
One person's monthly costs
Numbeo household estimate in AED, with the rent of a one-bedroom apartment in the city centre
Source: Numbeo, 1 June 2026.
How Ajman compares
One person's monthly costs in Ajman, excluding rent, are 13.6% lower than in the typical city in the UAE and 7.2% lower than in the typical city worldwide.
Where Ajman ranks
In the UAE
1st of 6
One person's monthly costs including rent, most expensive first.
In Asia
4th of 407
Cities in Asia with a Numbeo estimate, most expensive first.
Worldwide
96th percentile
Costs the same as or more than 96% of 1,942 cities: one of the most expensive cities.
One-bedroom rent, centre
1st of 6
Cities in the UAE, most expensive first.
Monthly costs against the typical city
- Ajman
- Typical national city
- Typical city worldwide
Tap a line or a table row to read its three amounts.
| Monthly cost | Ajman | Typical national city | Typical city worldwide |
|---|---|---|---|
| Rent | AED 10,333 | AED 5,135 +101.2% | AED 2,727 +278.9% |
| Groceries | AED 658 | AED 870 −24.3% | AED 1,032 −36.2% |
| Eating out | AED 348 | AED 535 −35.0% | AED 581 −40.2% |
| Transport | AED 250 | AED 200 +25.0% | AED 147 +70.2% |
| Utilities | AED 884 | AED 910 −2.9% | AED 641 +37.8% |
| Leisure | AED 324 | AED 342 −5.2% | AED 228 +42.4% |
| Total excluding rent | AED 3,075 | AED 3,558 −13.6% | AED 3,311 −7.2% |
| Total including rent | AED 13,408 | AED 8,837 +51.7% | AED 6,145 +118.2% |
Typical = the median of 6 cities in the UAE and 1,942 cities worldwide.
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Explore prices in Ajman
The average price for each item, and the range from the lowest to the highest price people have reported.
Renting in Ajman
Ajman is the most expensive city in the UAE for a one-bedroom apartment in the city centre. The next most expensive city in the UAE is Dubai.
A one-bedroom apartment in the city centre typically costs AED 10,333 a month.
Outside the centre, a one-bedroom apartment typically costs AED 5,913 a month.
A one-bedroom apartment in the centre is around 75% more expensive to rent than one outside the centre.
| Item | Average price | Price range |
|---|---|---|
| 1-bed apartment in the city centre Monthly rent | AED 10,333 | AED 4,000– |
| 1-bed apartment outside the centre Monthly rent | AED 5,913 | AED 2,800– |
| 3-bed apartment in the city centre Monthly rent | AED 6,953 | AED 5,120– |
| 3-bed apartment outside the centre Monthly rent | AED 18,188 | AED 5,000– |
| Price per m² in the city centre | AED 8,308 | AED 3,810– |
| Price per m² outside the centre | AED 5,173 | AED 5,000– |
Cost of everyday items in Ajman
Groceries in Ajman are around 23% cheaper than the average for the UAE, while eating out is around 35% cheaper than the country average.
A litre of milk typically costs AED 6.94.
A 500g loaf of fresh white bread typically costs AED 4.81.
A pack of 20 cigarettes typically costs AED 22.99.
| Item | Average price | Price range |
|---|---|---|
| Milk, 1 litre | AED 6.94 | AED 4.00– |
| Fresh white bread, 500g | AED 4.81 | AED 1.51– |
| Eggs, 12 large | AED 7.35 | AED 4.00– |
| Local cheese, 1kg | AED 28.65 | AED 20.02– |
| Chicken fillets, 1kg | AED 20.39 | AED 9.99– |
| Beef round, 1kg | AED 30.27 | AED 22.99– |
| Apples, 1kg | AED 6.76 | AED 5.00– |
| Oranges, 1kg | AED 5.58 | AED 1.98– |
| Potatoes, 1kg | AED 3.75 | AED 3.01– |
| Lettuce, 1 head | AED 3.12 | AED 0.99– |
| White rice, 1kg | AED 5.51 | AED 4.00– |
| Tomatoes, 1kg | AED 3.38 | AED 1.98– |
| Bananas, 1kg | AED 4.74 | AED 3.01– |
| Onions, 1kg | AED 3.89 | AED 1.98– |
| Water, 1.5 litre bottle | AED 1.98 | AED 1.51– |
| Mid-range bottle of wine | AED 40.00 | AED 30.01– |
| Domestic beer, 0.5 litre bottle | AED 5.99 | AED 5.00– |
| Imported beer, 0.33 litre bottle | AED 8.34 | AED 5.00– |
| Cigarettes, 20 pack | AED 22.99 | AED 20.02– |
Eating out in Ajman
| Item | Average price | Price range |
|---|---|---|
| Meal at an inexpensive restaurant | AED 22.00 | AED 9.99– |
| Three-course meal for two | AED 100 | AED 84.99– |
| Fast food combo meal | AED 30.01 | AED 25.01– |
| Domestic beer, 0.5 litre draught | AED 40.00 | AED 40.00–AED 40.00 |
| Imported beer, 0.33 litre bottle | AED 44.99 | AED 44.99–AED 44.99 |
| Soft drink, 0.33 litre bottle | AED 2.86 | AED 2.50– |
| Water, 0.33 litre bottle | AED 1.40 | AED 0.99– |
| Cappuccino | AED 12.75 | AED 7.02– |
Transport in Ajman
| Item | Average price | Price range |
|---|---|---|
| One-way public transport ticket | AED 14.99 | AED 5.99– |
| Monthly public transport pass | AED 250 | AED 235– |
| Gasoline, 1 litre | AED 2.83 | AED 2.50– |
| Taxi start | AED 13.00 | AED 10.98– |
| Taxi, per km | AED 2.50 | AED 1.98– |
| Taxi waiting, 1 hour | AED 30.01 | AED 27.51– |
| Volkswagen Golf, new | AED 166,828 | AED 163,938– |
| Toyota Corolla sedan, new | AED 80,912 | AED 80,912– |
Utilities in Ajman
| Item | Average price | Price range |
|---|---|---|
| Basic utilities for an 85m² apartment Monthly | AED 554 | AED 350– |
| Broadband internet Monthly | AED 313 | AED 200– |
| Mobile phone plan Monthly | AED 183 | AED 100– |
How is Ajman for families?
A family of four with two adults and two children may need a gross household income of AED 341,000 a year in Ajman, excluding childcare costs.
Private preschool or kindergarten typically costs AED 1,775 a month.
A three-bedroom apartment in the city centre typically costs AED 6,953 a month.
Ajman scores 88/100 on Numbeo's safety index.
| Item | Average price | Price range |
|---|---|---|
| Family of four, excluding rent Monthly, Numbeo household estimate | AED 10,198 | Not applicable |
| Family of four, including rent Monthly, Numbeo household estimate | AED 17,150 | Not applicable |
| Private preschool or kindergarten Monthly | AED 1,775 | AED 1,433– |
| International primary school Annual | AED 21,000 | AED 12,000– |
Leisure and clothing in Ajman
| Item | Average price | Price range |
|---|---|---|
| Gym membership Monthly | AED 287 | AED 150– |
| Tennis court rental, 1 hour | AED 36.66 | AED 0– |
| Cinema ticket | AED 49.99 | AED 40.00– |
| Jeans | AED 212 | AED 49.99– |
| Summer dress from a chain store | AED 225 | AED 75.00– |
| Nike running shoes | AED 312 | AED 120– |
| Men's leather business shoes | AED 345 | AED 199– |
Source: Numbeo, 1 June 2026.
What salary do I need to live in Ajman?
By combining Numbeo's living-cost estimates with the tax rates in the UAE, we can estimate the gross salary you would need to live in Ajman. Use the calculator below to see how much you would need to live in Ajman, and where your money goes.
Recommended gross salary
AED 107,846
Needed to support 1 adult and no children in Ajman, living in a one-bedroom apartment outside the centre.
- Take-home pay
- AED 107,846
- Living costs
- AED 107,846
- Tax and contributions
- AED 0
| Operator | Item | A year |
|---|---|---|
| Gross salary | AED 107,846 | |
| − | Income tax and contributions | AED 0 |
| = | Take-home pay | AED 107,846 |
| − | Rent | AED 70,951 |
| − | Groceries | AED 7,900 |
| − | Eating out | AED 4,171 |
| − | Transport | AED 3,000 |
| − | Utilities | AED 10,609 |
| − | Leisure | AED 3,890 |
| − | Other estimated costs | AED 7,325 |
| = | Left over: savings target | AED 0 |
AED 107,846 gross salary modelled as one employment income gives a 0.0% effective tax rate and AED 0 estimated deductions a year. Use our salary tax calculator for a more detailed estimate.
What the estimate includes
- Rent for your housing choice and Numbeo's household living costs for your household size
- National income tax for 2026
What it doesn't include
- Employee social contributions
- Regional, state or local income tax
- Joint filing, partner income and household allowances
- Age, pension, expat-regime or special-residency rules
- Bonuses, benefits and other income
- Child care or school unless you choose it
Don't agree with our estimates? Help us improve our cost-of-living model.
How each cost is worked out
Rent. The selected one-bedroom apartment outside the centre in Ajman costs an estimated AED 5,913 per month. AED 5,913 per month × 12 months = AED 70,951 a year.
Groceries. Numbeo estimates a household of one person in Ajman spends an estimated AED 658 on groceries per month. AED 658 per month × 12 months = AED 7,900 a year.
Eating out. Numbeo estimates a household of one person in Ajman spends an estimated AED 348 on eating out per month. AED 348 per month × 12 months = AED 4,171 a year.
Transport. Numbeo estimates a household of one person in Ajman spends an estimated AED 250 on transport per month. AED 250 per month × 12 months = AED 3,000 a year.
Utilities. Numbeo estimates a household of one person in Ajman spends an estimated AED 884 on utilities per month. AED 884 per month × 12 months = AED 10,609 a year.
Leisure. Numbeo estimates a household of one person in Ajman spends an estimated AED 324 on leisure per month. AED 324 per month × 12 months = AED 3,890 a year.
Other estimated costs. Numbeo's household estimate for miscellaneous costs: this may include things like clothing, shoes and entertainment costs. AED 610 per month × 12 months = AED 7,325 a year.
See the prices behind each category · How living costs and salaries are calculated
Tax estimate assumptions
Tax year 2026. One resident employee and one employment income are assumed. Zero personal income tax on employment income. No employee social security for non-GCC/non-UAE nationals. UAE nationals pay 5% employee SS (employer 12.5%, government 2.5%). Abu Dhabi has higher employer rate (15%). Flat unemployment insurance (AED 5-10/month) excluded as it is not income-based. Business income above AED 1M may be subject to 9% corporate tax.
Important
This calculator gives an estimate of the income needed to cover living costs. It is not tax, legal or financial advice. It uses Numbeo prices as of 1 June 2026, the UAE's tax rules for 2026 and Wise exchange rates of 21 October 2026, and models one employment income. Check your figures with the salary tax calculator or the official rules in PwC Worldwide Tax Summaries.
Figures for 1 adult, outside the centre, no savings target.
Cost of living in Ajman: common questions
Is Ajman expensive to live in?
Ajman is the most expensive city in the UAE and one of the most expensive cities in Asia.
A single person spends about AED 3,075 a month excluding rent, against AED 3,558 in the typical city in the UAE (the median of 6 cities, Numbeo, as of 1 June 2026).
Worldwide, Ajman costs the same as or more than 96% of the 1,942 cities with a Numbeo household estimate, which makes it one of the most expensive cities.
What salary do you need to live in Ajman?
A single person may need a gross salary of at least AED 108,000 a year to cover estimated living costs in Ajman, renting a one-bedroom apartment outside the centre and saving nothing.
This is an estimate from Numbeo prices as of 1 June 2026 and the UAE's tax rules for 2026. Use the salary calculator to add your household, housing and a savings target.
How much is rent in Ajman?
A one-bedroom apartment in the city centre typically costs AED 10,333 a month, and AED 5,913 outside the centre, according to Numbeo averages as of 1 June 2026.
A three-bedroom apartment costs about AED 6,953 a month in the centre and AED 18,188 outside it.
Ajman is the most expensive city in the UAE for a one-bedroom apartment in the city centre.
How much does a family spend in Ajman?
A family of four spends about AED 10,198 a month on living costs excluding rent, or AED 17,150 including rent, according to Numbeo's household estimate as of 1 June 2026.
With two adults earning and a three-bedroom home outside the centre, the household may need a gross income of AED 341,000 a year, excluding childcare costs.
Private preschool or kindergarten typically costs AED 1,775 a month per child.
How does Ajman compare with the UAE's other cities?
Ajman ranks 1st of 6 cities in the UAE for one person's monthly costs including rent, where 1st is the most expensive.
Excluding rent, one person's costs are 13.6% less than in the typical city in the UAE.
Where this data comes from
- Living costs and prices
- Numbeo, snapshot of 1 June 2026
- Exchange rates
- Wise mid-market rates, 21 October 2026
- Tax rules
- Expatica salary tax calculator, UAE 2026
- Locations and population
- GeoNames (CC BY 4.0), retrieved 1 October 2026
- Regions for continent ranks
- UN M49 regions
Important
All amounts are indicative estimates, not quotes or financial advice. Numbeo's prices are reported by users, so coverage and recency vary by city: check rents and prices locally before you commit to a move.
Some links on this page are affiliate links, which means we may earn a commission if you click and make a purchase.
How living costs and salaries are calculated
- Your household size (adults and children, one to six people) picks Numbeo's household estimate for groceries, eating out, transport, utilities, leisure and rent.
- Rent is replaced by the price of a one-bedroom apartment (one or two people) or a three-bedroom apartment (three or more), in or outside the centre. A flatshare, for one adult without children, is a third of a three-bedroom home.
- "Other estimated costs" is Numbeo's household total less the named categories, not a separately reported price. Where a total is below its own categories, we use the categories, and a larger household's costs other than rent are never lower than a smaller household's.
- Child care and school are optional: preschool uses the city's monthly price for each child, international primary school its annual fee spread over 12 months. Children's ages, eligibility and public provision are not modelled.
- The salary is the gross income that leaves these costs, plus your savings target, after tax under Expatica's rules for the UAE (2026). One adult has one employment income; two adults are two earners splitting it evenly, with no joint filing or household allowances. What the tax model covers is listed with the result.
- Numbeo's figures are in US dollars, converted with one set of Wise mid-market rates. Without them, amounts stay in US dollars and no salary is estimated.
How cities are compared and matched
- A typical city is the median of one person's monthly costs across the 6 cities in the UAE in this guide and across the 1,942 cities worldwide with a Numbeo household estimate. Each row is its own median, so the rows do not add up.
- Ranks put the most expensive city first, and equal estimates share a rank. The worldwide percentile is the share of those 1,942 cities whose one-person monthly total, rent included, is the same or lower than Ajman's.
- Nearby cities are places in this guide, possibly across a border, by straight-line distance between GeoNames location points.
- Comparable cities are in the same GeoNames population band (under 100,000, 100,000–499,999, 500,000–999,999, or 1 million and above; a neighbouring band, labelled, when a band has too few countries), one per country, outside the UAE and not already listed as nearby. Population years and boundaries vary, so the bands are rough size guides.
- The match score compares a single person's costs excluding rent and the rent of a central one-bedroom apartment. For each, we divide the lower city's price by the higher; the score is the square root of the two ratios multiplied together, × 100. If both prices are 80% of the other city's, the match is 80%; if both are twice as high, 50%. It measures how close the costs are, not which city is cheaper or how alike they are to live in.