For travelers and expats, holidays can also mean extra expanses and may require additional financial planning. Booking trips, buying seasonal gifts and supplies, or budgeting for holiday festivals often involves managing money across borders.
📆 An overview of US public holidays 🇺🇲
The US observes 11 federal holidays each year. In addition, individual states and cities may recognize their own holidays to mark important local historical or cultural events.
Federal law does not require private businesses to close on public holidays, although federal and many state government offices are usually closed. Private employers decide whether to close and whether to offer paid time off. Many do so for major holidays such as:
- New Year’s Day
- Memorial Day
- Independence Day
- Labor Day
- Thanksgiving Day
- Christmas Day
Some states or local authorities may impose special rules or restrictions for certain holidays, so it’s a good idea to check official holiday calendars for your state and city.
Alongside the 11 annual federal holidays, there is also Inauguration Day. This falls on January 20th every four years following a presidential election (or 21st, if the 20th falls on a Sunday). It is a legal holiday for federal employees in Washington, D.C. The next Inauguration Day will be Saturday January 20, 2029.
If you’re employed, it’s worth checking your company’s policy on public holidays. Many workers receive paid time off, while others who work on a holiday may receive additional pay or a substitute day off. These benefits vary by employer, and temporary or casual workers often have fewer entitlements.
When are the US public holidays in 2026?
Here are the dates for federal public holidays in 2026:
| 📅 Date | Weekday | Holiday |
|---|---|---|
| January 1 | Thursday | New Year’s Day |
| January 19 | Monday | Birthday of Martin Luther King, Jr. |
| February 16 | Monday | Presidents Day (Washington’s Birthday) |
| May 25 | Monday | Memorial Day |
| June 19 | Friday | Juneteenth National Independence Day |
| July 4 (observed by many companies in 2026 on July 3 to avoid the weekend) | Saturday | Independence Day |
| September 7 | Monday | Labor Day |
| October 12 | Monday | Columbus Day |
| November 11 | Wednesday | Veterans Day |
| November 26 | Thursday | Thanksgiving Day |
| December 25 | Friday | Christmas Day |
Local holidays in 2026
In addition to the federal public holidays, there are also around 25–30 state or local public holidays. These vary across US states and cities. Some are observed in several states, while others are specific to a single state (e.g. state independence or foundation day). Observance and time off vary widely by state and employer, so check the rules for your region.
Here are some of the main local public holidays in the US for 2026:
| 📅 Date | Weekday | Holiday | Where celebrated |
|---|---|---|---|
| February 17 | Tuesday | Mardi Gras | Alabama, Louisiana, Mississippi |
| March 31 | Tuesday | César Chávez Day | Arizona, California, Colorado, Texas, New Mexico |
| April 16 | Thursday | Emancipation Day | Washington, D.C. |
| April 20 | Monday | Patriots’ Day | Maine, Massachusetts |
| July 24 | Friday | Pioneer Day | Utah |
Other important dates in 2026
Like other countries, the US has various important dates or occasions that are celebrated annually, even though they are not public holidays. Here is a list of some of the key dates to note down for 2026:
| 📅 Date | Weekday | Occasion |
|---|---|---|
| March 19–20 | Thu–Fri | Eid al-Fitr |
| April 3 | Friday | Good Friday |
| April 5 | Sunday | Easter |
| April 1–9 | Wed–Thu | Passover |
| May 5 | Tuesday | Cinco de Mayo |
| May 10 | Sunday | Mother’s Day |
| May 25–26 | Mon–Tue | Eid al-Adha |
| June 21 | Sunday | Father’s Day |
| October 31 | Saturday | Halloween |
| November 8 | Sunday | Diwali |
| December 4–12 | Fri–Sat | Hanukkah |

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Wise uses the mid-market exchange rate with no hidden costs or foreign transaction fees. You can send, receive, and hold money in USD and multiple foreign currencies, making cross-border financial planning much easier.
When are the US public holidays in 2027?
| 📅 Date | Weekday | Holiday |
|---|---|---|
| January 1 | Friday | New Year’s Day |
| January 18 | Monday | Birthday of Martin Luther King, Jr. |
| February 15 | Monday | Presidents Day (Washington’s Birthday) |
| May 31 | Monday | Memorial Day |
| June 19 | Saturday | Juneteenth National Independence Day |
| July 4 (observed by many companies in 2027 on July 5 to avoid the weekend) | Sunday | Independence Day |
| September 6 | Monday | Labor Day |
| October 11 | Monday | Columbus Day |
| November 11 | Thursday | Veterans Day |
| November 25 | Thursday | Thanksgiving Day |
| December 25 | Saturday | Christmas Day |
Local holidays in 2027
| 📅 Date | Weekday | Holiday | Where celebrated |
|---|---|---|---|
| February 9 | Tuesday | Mardi Gras | Alabama, Louisiana, Mississippi |
| March 31 | Wednesday | César Chávez Day | Arizona, California, Colorado, Texas, New Mexico |
| April 16 | Friday | Emancipation Day | Washington, D.C. |
| April 19 | Monday | Patriots’ Day | Maine, Massachusetts |
| July 24 (observed by many companies in 2027 on July 23 to avoid the weekend) | Saturday | Pioneer Day | Utah |
Other important dates in 2027
| 📅 Date | Weekday | Occasion |
|---|---|---|
| March 9–10 | Tue–Wed | Eid al-Fitr |
| March 26 | Friday | Good Friday |
| March 29 | Sunday | Easter |
| April 21–29 | Wed–Thu | Passover |
| May 5 | Wednesday | Cinco de Mayo |
| May 9 | Sunday | Mother’s Day |
| May 16–17 | Sun–Mon | Eid al-Adha |
| June 20 | Sunday | Father’s Day |
| October 29 | Friday | Diwali |
| October 31 | Sunday | Halloween |
| Dec 24–Jan 1 | Fri–Sat | Hanukkah |
When were the US public holidays in 2025?
| 📅 Date | Weekday | Holiday |
|---|---|---|
| January 1 | Wednesday | New Year’s Day |
| January 20 | Monday | Birthday of Martin Luther King, Jr. |
| January 20 | Monday | Inauguration Day |
| February 17 | Monday | Presidents Day (Washington’s Birthday) |
| May 26 | Monday | Memorial Day |
| June 19 | Thursday | Juneteenth National Independence Day |
| July 4 | Friday | Independence Day |
| September 1 | Monday | Labor Day |
| October 13 | Monday | Columbus Day |
| November 11 | Tuesday | Veterans Day |
| November 27 | Thursday | Thanksgiving Day |
| December 25 | Thursday | Christmas Day |
Local holidays in 2025
| 📅 Date | Weekday | Holiday | Where celebrated |
|---|---|---|---|
| March 4 | Tuesday | Mardi Gras | Alabama, Louisiana, Mississippi |
| March 31 | Monday | César Chávez Day | Arizona, California, Colorado, Texas, New Mexico |
| April 16 | Wednesday | Emancipation Day | Washington, D.C. |
| April 21 | Monday | Patriots’ Day | Maine, Massachusetts |
| July 24 | Thursday | Pioneer Day | Utah |
Other important dates in 2025
| 📅 Date | Weekday | Occasion |
|---|---|---|
| March 30–31 | Sun–Mon | Eid al-Fitr |
| April 18 | Friday | Good Friday |
| April 20 | Sunday | Easter |
| April 12–20 | Sat–Sun | Passover |
| May 5 | Monday | Cinco de Mayo |
| May 11 | Sunday | Mother’s Day |
| June 7–8 | Sat–Sun | Eid al-Adha |
| June 15 | Sunday | Father’s Day |
| October 20 | Monday | Diwali |
| October 31 | Friday | Halloween |
| December 14–22 | Sun–Mon | Hanukkah |
When are the school holidays in the US? 🏫
School holidays in the US vary by state. However, most will follow a similar pattern during the school year, which starts in late August/early September and ends in late May/early June.
US schools may have holidays on either federal or local public holidays, for example Labor Day or Thanksgiving Day. Typically, they will have longer holidays (one week or more) at the following times:
- Fall Break – around a week in October
- Winter Break – one or two weeks for Christmas in December/January
- Spring Break – one week around Easter in March/April
- Summer Break – 8–10 weeks at the end of the school year, starting around the end of May/beginning of June.
To check the exact school holiday dates for your area, you should visit the website of your child’s school or your state Department of Education.

