Health Insurance Quotes in Luxembourg

Bupa Global, one of the largest international health insurers, offers access to over 1.2m medical providers worldwide and ensures expats have the same coverage everywhere. Bupa settles directly with providers, so expats don’t pay upfront, and offers access to leading specialists without seeing a GP.

Cigna Global provides premium international health insurance for discerning expatriates and globally mobile individuals. With three coverage levels, modular plans and an array of deductible and cost-share options, expats can find a plan which meets both exacting cover requirements and budget.

Aetna International is one of the industry’s largest and most prominent international health benefits providers. By delivering comprehensive health benefits and population health management solutions worldwide, Aetna International is committed to creating a stronger, healthier global community.

Allianz Care offers health insurance plans that include cover for day-to-day medical expenses such as visits to the family doctor, as well as planned surgery, emergency treatment, maternity cover, outpatient care and dental plans, depending on the level of medical coverage expats choose.

Depending on the country you move to as an expat, you may be legally obliged to purchase health insurance. You may be able to choose your own healthcare from a list of approved providers, or you may be required to enrol with the state-run system. In the latter case—or even if you desire more complete health insurance—expats may be able to supplement coverage with a local or global healthcare plan. Expats should ask themselves five questions to compare health insurance providers:

1. What is the local healthcare like?
   If the healthcare in your new country has limitations—long waiting times, insufficient facilities or less coverage—it might be beneficial to choose an international health insurance provider that allows access to different markets.
2. What isn’t covered?
   Some countries that have state-run healthcare may not cover certain procedures or care, such as dental care. Supplemental local or international health insurance may be purchased to cover these costs.
3. How much will I pay?
   Countries across Europe have different healthcare requirements and therefore, different procedures and costs. Compare the cost of local and international healthcare, weighed with their benefits.
4. Will I experience a “coverage gap”?
   When moving abroad, you must often cancel your healthcare insurance in your home country. But because there is often some delay in obtaining health insurance in your new country, there may be a gap in healthcare coverage—unless you are covered by international health insurance.
5. How often will I travel outside of my country of residence?
   If you plan to travel frequently outside of your new country, the global coverage provided by expat medical insurance may prove useful.

To get the right plan for the right price, search for health insurance quotes for medical insurance, as well as dental insurance, in the country you now call home.

Get Health Insurance Quotes in Luxembourg

In Luxembourg, expats have access to the country’s free public healthcare system, though many opt to extend their coverage with a private healthcare plan to cover medical treatments that do not fall under the public scheme. Compare quotes for Luxembourg healthcare providers to find the right plan.

Residents of Luxembourg that are employed, either by a company or self-employed, make social security contributions to receive healthcare in the country. You may choose your own doctors, and you are reimbursed up to 100 percent after paying upfront costs. Learn more about the healthcare system in Luxembourg. With an international health insurance plan, expats are insured not only in Luxembourg but around the world, which can be useful for those that plan to travel back to their home countries or abroad frequently. It also ensures that there is no gap in coverage when initially moving to Luxembourg.