Here are four medical insurance companies that provide international medical and dental insurance for expats. Check these health insurance quotes in Spain to select the best plan for you.

Bupa Global, one of the largest international health insurers, offers access to over 1.2m medical providers worldwide and ensures expats have the same coverage everywhere. Bupa settles directly with providers, so expats don’t pay upfront, and offers access to leading specialists without seeing a GP.

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Cigna Global provides premium international health insurance for discerning expatriates and globally mobile individuals. With three coverage levels, modular plans and an array of deductible and cost-share options, expats can find a plan which meets both exacting cover requirements and budget.

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Aetna International is one of the largest international health insurance providers. With quality coverage in Spain, and globally, including excellent benefits, 24/7 member support and access to 1.4m medical providers. Find out why, for over 160 years, we’ve been trusted by our members to look after their needs.

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Allianz Care

Allianz Care offers health insurance plans that include cover for day-to-day medical expenses such as visits to the family doctor, as well as planned surgery, emergency treatment, maternity cover, outpatient care and dental plans, depending on the level of medical coverage expats choose.

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Health Insurance Quotes for Expats

Depending on the country you move to as an expat, you may be legally obliged to purchase health insurance. You may be able to choose your own healthcare from a list of approved providers, or you may be required to enrol with the state-run system. In the latter case—or even if you desire more complete health insurance—expats may be able to supplement coverage with a local or global healthcare plan. Expats should ask themselves five questions to compare health insurance providers:

  1. What is the local healthcare like?
    If the healthcare in your new country has limitations—long waiting times, insufficient facilities or less coverage—it might be beneficial to choose an international health insurance provider that allows access to different markets.
  2. What isn’t covered?
    Some countries that have state-run healthcare may not cover certain procedures or care, such as dental care. Supplemental local or international health insurance may be purchased to cover these costs.
  3. How much will I pay?
    Countries across Europe have different healthcare requirements and therefore, different procedures and costs. Compare the cost of local and international healthcare, weighed with their benefits.
  4. Will I experience a “coverage gap”?
    When moving abroad, you must often cancel your healthcare insurance in your home country. But because there is often some delay in obtaining health insurance in your new country, there may be a gap in healthcare coverage—unless you are covered by international health insurance.
  5. How often will I travel outside of my country of residence?
    If you plan to travel frequently outside of your new country, the global coverage provided by expat medical insurance may prove useful.

To get the right plan for the right price, search for health insurance quotes for medical insurance, as well as dental insurance, in the country you now call home.

Get Health Insurance Quotes in Spain

In Spain, expats receive free state healthcare as part of their contributions to the social security system. Those who do not qualify for state healthcare—or those who simply want more coverage—may enrol in private healthcare in Spain. Get quotes for Spanish healthcare providers to see what fits your expat life best.

Expatica Health Family
Healthcare in Spain

Those who live and work in Spain must pay into the social security system, which funds the healthcare system. You may choose a doctor within your local healthcare district, and dental care is not covered but can fall under private plans. To better compare health insurance quotes, learn more about the healthcare system in Spain. An international health insurance plan provides additional healthcare coverage in Spain and abroad, including dental and eye care.

Read more in our Guide to Health Insurance in Spain