SALARY TAX CALCULATOR

Spain Income Tax Calculator

Enter a yearly, monthly or weekly salary to see the full breakdown on take-home pay in Spain — calculated from official 2026 government data.

Income TaxProgressive bracket system
SocialContributions & insurance
Net PayWhat you actually take home
2026Current tax year data

Configure Your Scenario

Enter your gross salary in Spain to see the full breakdown.

Salary Period

Key Metrics

The four numbers that define your tax situation in Spain.

Take-Home Pay€21,815Estimated yearly net income
Total Deductions ? The combined total of income tax and social contributions deducted from your gross salary.€6,185
Average Tax Rate ? The percentage of your total gross salary that goes to taxes and social contributions.22.1%
Marginal Rate ? How much tax you'd pay on the next €1,000 you earn. It includes both income tax and social contributions, so it's usually higher than your top tax bracket alone.36.5%€365 tax on next €1,000

Spain Income Tax Overview

Combined state + default regional IRPF rates. Actual rates vary by autonomous community: Madrid is ~2-3% lower, Catalonia/Valencia higher at top brackets. Basque Country and Navarra have separate foral regimes.

Tax rules for expats in Spain

Beckham Law: Qualifying foreign professionals (and some digital nomads) can opt for a flat 24% tax rate on Spanish income up to €600,000 for six years. Anything above that is taxed at a rate of 47%. You can't have been a Spanish resident for tax purposes in the five years before you apply. Worldwide income is not subject to Spanish tax while you're eligible for the Beckham Law exemption. (Balcells Group)

Updated for Tax Year 2026

Where Your Money Goes

Visual decomposition of your gross salary into net pay and deductions.

DEDUCTION MIX
YOUR TAKE-HOME PAY
Year€21,815
Month€1,818
Week€420
Day€84

Moving abroad? Send money with Wise

Millions of expats use Wise for fast, low-cost international transfers with the mid-market exchange rate. No hidden fees.

Learn more about Wise

Complete Tax Breakdown

Every bracket, every contribution, every calculation step.

Tax breakdown for ES — 2026 tax year
ComponentRateAmount
€0 – €12,450 @ 19.0%19.0%19.0%€2,366
€12,451 – €20,200 @ 24.0%24.0%24.0%€1,860
€20,201 – €35,200 @ 30.0%30.0%30.0%€1,194
Income Tax Subtotal€4,365
Social Security6.50%6.50%€1,820
Social Contributions Subtotal€1,820
Total Deductions€6,185
€21,815

Get notified when tax rules change in Spain

Our dedicated team constantly monitors tax changes in Spain even during the fiscal year. Sign up below to get a notification when something changes related to income taxes in Spain.

What this calculator does

This tool provides an estimation of your take-home pay based on current Spain tax laws. It factors in national income tax brackets and, where applicable, local or social security contributions to help you understand your net earnings.

How to use the calculator

  1. Enter your gross salary: Input your total annual or monthly income before any deductions.
  2. Select your frequency: Choose whether you are entering a yearly, monthly, or weekly sum.
  3. Review the breakdown: The tool will display your total tax liability, social contributions, and your final take-home pay.

Understanding your tax rates

When you see your results, you will notice two different rates:

  • Marginal Tax Rate: This is the tax applied only to the next euro you earn. In a progressive system, this rate increases as your income moves into higher brackets.
  • Average Tax Rate: This is your overall tax burden. It is calculated by dividing your total tax paid by your total gross income. It is almost always lower than your marginal rate because it accounts for tax-free allowances and lower-taxed lower brackets.