Health Insurance Quotes in Germany

Health Insurance Quotes in Germany

Compare your health insurance with some of the best known medical insurance companies

Here are three medical insurance companies that provide international medical and dental insurance for expats. Check these health insurance quotes in Germany to select the best plan for you.
Cigna

Cigna Global provides premium international health insurance for discerning expatriates and globally mobile individuals. With three coverage levels, modular plans and an array of deductible and cost-share options, expats can find a plan which meets both exacting cover requirements and budget.

Get a free quote

Aetna International is one of the industry’s largest and most prominent international health benefits providers. By delivering comprehensive health benefits and population health management solutions worldwide, Aetna International is committed to creating a stronger, healthier global community.

Get a free quote

Allianz Care offers health insurance plans that include cover for day-to-day medical expenses such as visits to the family doctor, as well as planned surgery, emergency treatment, maternity cover, outpatient care and dental plans, depending on the level of medical coverage expats choose.

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Health Insurance Quotes for Expats

Depending on the country you move to as an expat, you may be legally obliged to purchase health insurance. You may be able to choose your own healthcare from a list of approved providers, or you may be required to enrol with the state-run system. In the latter case—or even if you desire more complete health insurance—expats may be able to supplement coverage with a local or global healthcare plan. Expats should ask themselves five questions to compare health insurance providers:

  1. What is the local healthcare like?
    If the healthcare in your new country has limitations—long waiting times, insufficient facilities or less coverage—it might be beneficial to choose an international health insurance provider that allows access to different markets.
  2. What isn’t covered?
    Some countries that have state-run healthcare may not cover certain procedures or care, such as dental care. Supplemental local or international health insurance may be purchased to cover these costs.
  3. How much will I pay?
    Countries across Europe have different healthcare requirements and therefore, different procedures and costs. Compare the cost of local and international healthcare, weighed with their benefits.
  4. Will I experience a “coverage gap”?
    When moving abroad, you must often cancel your healthcare insurance in your home country. But because there is often some delay in obtaining health insurance in your new country, there may be a gap in healthcare coverage—unless you are covered by international health insurance.
  5. How often will I travel outside of my country of residence?
    If you plan to travel frequently outside of your new country, the global coverage provided by expat medical insurance may prove useful.

To get the right plan for the right price, search for health insurance quotes for medical insurance, as well as dental insurance, in the country you now call home.

Get Health Insurance Quotes in Germany

Like many other European countries, Germany requires that its residents, including expats, are covered by health insurance. Expats in Germany have the choice of enrolling with the state healthcare scheme or enrolling with a private health insurance company, provided they meet the requirements. Get quotes from private German health insurance providers to see which option suits you best.

Healthcare in Germany

Germany has one of the oldest state health insurance plans, having been introduced in the 1880s. While state health insurance is required, it does not cover some medical care such as private doctors or corrective lenses. Learn more about the German healthcare system. Expats in Germany can extend their healthcare coverage globally with an international health insurance plan, which not only covers them in Germany but in their home country and worldwide.

Read more in our Guide to Health Insurance in Germany