SALARY TAX CALCULATOR

United Kingdom Income Tax Calculator

Enter a yearly, monthly or weekly salary to see the full breakdown on take-home pay in United Kingdom — calculated from official 2026/2027 government data.

Income TaxProgressive bracket system
SocialContributions & insurance
Net PayWhat you actually take home
2026/2027Current tax year data

Configure Your Scenario

Enter your gross salary in United Kingdom to see the full breakdown.

£
Salary Period

Key Metrics

The four numbers that define your tax situation in United Kingdom.

Take-Home Pay£28,720Estimated yearly net income
Total Deductions£6,280
Average Tax Rate ? Total tax paid ÷ gross income17.9%
Marginal Rate28.0%£280 tax on next £1,000

United Kingdom Income Tax Overview

The UK uses a simple progressive system with three main bands (20%, 40%, 45%). Residents get a personal allowance of £12,570, though this is tapered for those earning over £100,000. National Insurance is a separate mandatory payroll tax.

Tax rules for expats in United Kingdom

FIG Regime: Starting April 2025, a 4-year exemption for all foreign income and gains (FIG) replaces the "Non-Dom" system. (Deloitte)

Updated for Tax Year 2026/2027

Where Your Money Goes

Visual decomposition of your gross salary into net pay and deductions.

DEDUCTION MIX
YOUR TAKE-HOME PAY
Year£28,720
Month£2,393
Week£552
Day£110

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Complete Tax Breakdown

Every bracket, every contribution, every calculation step.

Tax breakdown for GB — 2026 tax year
ComponentRateAmount
Income Tax
£0 – £12,570 @ 0.0%0.0%0.0%£0
£12,571 – £50,270 @ 20.0%20.0%20.0%£4,486
Income Tax Subtotal£4,486
Social Contributions
National Insurance (Class 1)5.13%5.13%£1,794
Social Contributions Subtotal£1,794
Total Deductions£6,280
Net Annual Pay£28,720

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What this calculator does

This tool provides an estimation of your take-home pay based on current United Kingdom tax laws. It factors in national income tax brackets and, where applicable, local or social security contributions to help you understand your net earnings.

How to use the calculator

  1. Enter your gross salary: Input your total annual or monthly income before any deductions.
  2. Select your frequency: Choose whether you are entering a yearly, monthly, or weekly sum.
  3. Review the breakdown: The tool will display your total tax liability, social contributions, and your final take-home pay.

Understanding your tax rates

When you see your results, you will notice two different rates:

  • Marginal Tax Rate: This is the tax applied only to the next pound you earn. In a progressive system, this rate increases as your income moves into higher brackets.
  • Average Tax Rate: This is your overall tax burden. It is calculated by dividing your total tax paid by your total gross income. It is almost always lower than your marginal rate because it accounts for tax-free allowances and lower-taxed lower brackets.