Enter a yearly, monthly or weekly salary to see the full breakdown on take-home pay in Singapore — calculated from official 2026 government data.
Enter your gross salary in Singapore to see the full breakdown.
The four numbers that define your tax situation in Singapore.
Singapore uses a progressive income tax system with 13 brackets from 0% to 24% for tax residents. Singapore citizens and permanent residents also contribute 20% of wages to the Central Provident Fund (CPF).
Resident Threshold: Residents pay 0–24%; non-residents (<183 days) pay a flat 15% or the resident rate, whichever is higher. (IRAS)
Visual decomposition of your gross salary into net pay and deductions.
Millions of expats use Wise for fast, low-cost international transfers with the mid-market exchange rate. No hidden fees.
Learn more about WiseEvery bracket, every contribution, every calculation step.
| Component | Rate | Amount |
|---|---|---|
| Income Tax ? Tax on your earnings, calculated progressively — each portion of income is taxed at its own bracket rate. | ||
| S$0 – S$20,000 @ 0.0%0.0% | 0.0% | S$0 |
| S$20,001 – S$30,000 @ 2.0%2.0% | 2.0% | S$200 |
| S$30,001 – S$40,000 @ 3.5%3.5% | 3.5% | S$350 |
| S$40,001 – S$80,000 @ 7.0%7.0% | 7.0% | S$1,400 |
| Income Tax Subtotal | S$1,950 | |
| Social Contributions ? Mandatory contributions for social programs like healthcare, pension, and unemployment insurance. | ||
| CPF Contribution (Employee)20.00% | 20.00% | S$12,000 |
| Social Contributions Subtotal | S$12,000 | |
| Total Deductions | S$13,950 | |
| Net Annual Pay ? Your gross salary minus all taxes and social contributions — what you actually receive. | S$46,050 | |
This result includes CPF contributions (20% employee share) applicable to Singapore citizens and permanent residents aged 55 and below. Foreign employees on work passes (Employment Pass, S Pass, Work Permit) are exempt from CPF and would pay only income tax. Personal reliefs, tax rebates (e.g., 60% rebate capped at SGD 200 for YA 2025 per SG60 Budget), and deductions are not applied.
Our dedicated team constantly monitors tax changes in Singapore even during the fiscal year. Sign up below to get a notification when something changes related to income taxes in Singapore.
This calculator provides a simplified estimate of income tax and mandatory social contributions. It is designed to help expats and relocating professionals compare take-home pay across countries, not to replace professional tax advice.
Assumes you are a full-year resident employee with a single gross salary.
Does not include deductions/credits, dependents, or special tax regimes.
This tool provides an estimation of your take-home pay based on current Singapore tax laws. It factors in national income tax brackets and, where applicable, local or social security contributions to help you understand your net earnings.
When you see your results, you will notice two different rates: