We take the hassle out of health insurance: these three health insurance companies provide international medical and dental insurance for expats in Qatar. Get quick simple quotes, and check out our list of FAQs to select the best health coverage plan for you.

Expats health insurance quotes in Qatar

Clements Worldwide provides international insurance solutions to expats around the world. Their international Health Insurance is specifically designed for expats living around the world. So, whatever your healthcare needs, you’ll have the right cover for you and your family thanks to Clements Worldwide’s structured and customizable plans.

The American health services company serves expats and globally mobile individuals in more than 200 international jurisdictions. Cigna Global’s policies are easily customised to coverage and cost requirements and customers can pick from three coverage levels, modular plans and several cost-share options.

The Munich-headquartered financial services company offers international health insurance plans for expat students, couples, professionals, and families living in Qatar. Depending on the policy, Allianz Care covers medical expenses, emergency treatment, dental, maternity, surgery, and outpatient fees.

Healthcare in Qatar

What do I need to receive healthcare in Qatar?

Qatar has a good quality healthcare system that has seen much investment in recent years. Public healthcare is available to all residents, including expats. You will need valid ID and a residence permit to apply for a healthcare card from a healthcare center or online. This will entitle you to subsidized state healthcare. Many private healthcare services are also available, covered by private health insurance.

Do I need private health insurance in Qatar?

Although health insurance in Qatar is not compulsory, many expat residents choose to take out a private health insurance policy. This enables them to access the full range of healthcare services, including top specialists and treatments not available through the public system. Private health insurance is often offered through Qatari employers. It’s also possible for residents to take out their own individual policy.

FAQ: Health insurance in Qatar

If you choose private medical insurance in Qatar, it’s a good idea to shop around and consider the different options. There are a number of different companies offering insurance plans and packages, so take some time to find the one that’s best for you.

Here are some questions you might want to ask:

1. Does the package cover family members?

Coverage is often done on an individual basis, but most companies will have extended family coverage options. If this is something that you are looking for, shop around to see who is offering the best family package deals.

2. Are there any restrictions, limitations or exclusions on the policy, e.g. relating to age or pre-existing conditions?

Private health insurance premiums are based on risk factors such as age, lifestyle and medical history. If you have any pre-existing or chronic conditions, some insurers may be reluctant to cover these or will charge high premium rates. Check the small print to make sure companies can’t cancel the policy if you suddenly become unwell.

3. What’s a coverage gap and could I be affected?

If you are purchasing a new insurance policy when moving to Qatar, there could be a gap between your old policy ending and your new one starting up. You can avoid this by arranging your insurance before travelling. Another option is to go for an international health insurance plan with global coverage.

4. Am I covered while I travel?

Unless Qatar has a mutual healthcare agreement with the country you are travelling to, you may find that a standard private insurance policy offers limited or no coverage for treatment abroad. The best way to get global health coverage is to purchase an expat-friendly international insurance policy.

5. What treatments are covered?

Private health insurance will enable you to access a wider range of treatments than what’s available through public healthcare, but you won’t automatically be covered for everything. Some treatments such as advanced dental care and alternative therapy might not feature in standard private plans, so check what is included and how much you’ll need to pay for anything extra.

6. How straightforward is the process for making a claim?

Health insurers and healthcare providers in Qatar operate differently. Some insurers bill in a lump sum while others spread out the fees. When it comes to paying healthcare providers, some will want you to pay upfront and claim a reimbursement from your insurer. Others are happy dealing directly with the insurance company. Be sure to check the ins and outs of claims and payments before signing up.