Enter a yearly, monthly or weekly salary to see the full breakdown on take-home pay in Germany — calculated from official 2026 government data.
Enter your gross salary in Germany to see the full breakdown.
The four numbers that define your tax situation in Germany.
Germany uses a unique 'linear-progressive' zone system where the tax rate increases with every additional Euro earned. Social insurance contributions (pension, health, unemployment, care) are deducted before income tax. Higher earners also pay a solidarity surcharge (Soli) and church tax if applicable.
Visual decomposition of your gross salary into net pay and deductions.
Every bracket, every contribution, every calculation step.
| Component | Rate | Amount |
|---|---|---|
| Income Tax | ||
| €0 – €12,348 @ 0.0%0.0% | 0.0% | €0 |
| €12,349 – €17,543 @ 18.0%18.0% | 18.0% | €935 |
| €17,544 – €32,000 @ 26.0%26.0% | 26.0% | €3,759 |
| €32,001 – €52,882 @ 33.0%33.0% | 33.0% | €1,945 |
| Income Tax Subtotal | €6,639 | |
| Social Contributions | ||
| Health Insurance8.75% | 8.75% | €4,375 |
| Pension Insurance9.30% | 9.30% | €4,650 |
| Unemployment Insurance1.30% | 1.30% | €650 |
| Long-Term Care Insurance2.40% | 2.40% | €1,200 |
| Social Contributions Subtotal | €10,875 | |
| Total Deductions | €17,514 | |
| Net Annual Pay | €32,486 | |
Germany's income tax uses formula-based "progression zones." This calculator approximates those zones using bracketed rates, so results may differ slightly from official calculations (especially in mid-income ranges).
This calculator provides a simplified estimate of income tax and mandatory social contributions. It is designed to help expats and relocating professionals compare take-home pay across countries, not to replace professional tax advice.
Assumes you are a full-year resident employee with a single gross salary.
Does not include deductions/credits, dependents, or special tax regimes.