Finance

For many expats in Belgium receiving money from family, clients or employers abroad is part of everyday life. The problem is that traditional routes often come with extra charges and slow transfers, which can make managing your finances more difficult than it needs to be. This guide explores the different ways you can receive money […]

Before you can manage payments, pay suppliers, or get paid by clients, you’ll need a dedicated business account. For entrepreneurs and expats setting up in Belgium, it can feel like a challenge if you’re unfamiliar with local banking requirements or applying as a non-resident. We’re walking you through how to open a business account in Belgium, […]

You might want to open a USD account in Belgium if you travel there frequently, or do business stateside. Having a USD account from a local or global bank, or a specialist like Wise, can help lower your costs. Whether you’re a US citizen living in Belgium or a Belgian citizen or resident traveling to […]

Managing money in both pounds and euros is a reality for many expats living in Belgium. A GBP account makes it easier to handle payments, transfers and everyday spending without losing out to exchange rate markups. A GBP account can be useful if you’re paid in pounds, need to support family in the UK, or want […]

Managing money across borders often means dealing with more than one currency. A multi-currency account can simplify everyday finances in Belgium. Living in Belgium can involve income or payments from outside the eurozone, as well as spending in foreign currencies. Using a standard euro account in these situations often leads to repeated currency conversions and […]

Moving to Belgium often means navigating a new banking system alongside ongoing financial ties elsewhere. From receiving your salary and paying rent to managing savings or everyday spending, having the right account setup can make a big impact in daily life. While Belgian banks offer a range of options for residents, expats and non-residents may find that […]

Compare top regulated savings accounts in Belgium to find the best rates and flexibility for your expat needs. Setting up savings in Belgium often comes with an unexpected learning curve for expats. Most local regulated accounts split returns between an upfront base rate and a loyalty bonus that only kicks in after a full year. […]

This Belgian bank guide explains banking in Belgium for foreigners, from choosing a bank in Belgium and opening a Belgian bank account to getting a debit, visa or credit card in Belgium.

Get to grips with opening a bank account in Belgium, including setting up an account from abroad as a non-resident.

Mobile banking is very popular in Belgium, with residents using apps for day-to-day banking, money transfers and even in-store payments.

Life insurance protects your long-term finances and the people who matter most, giving peace of mind that support is in place if something happens to you. Whether it’s helping loved ones cover everyday costs or paying off a mortgage, life insurance is designed to provide a financial cushion. In Belgium, policies are available through local […]

Navigate Belgium’s healthcare system with this guide for international students. The health insurance you need as an international student in Belgium depends on your nationality, length of stay, and residence status. Some students can use an EHIC or GHIC for eligible healthcare, while others may need private cover or to join Belgium’s compulsory health insurance […]

Navigate healthcare requirements as a remote worker in Belgium. The right health insurance in Belgium depends on your length of stay, residence, and social security status. EHIC or GHIC access and private international insurance may work in some situations, while others require access to Belgium’s compulsory health insurance system through a mutualité or ziekenfonds (health […]

Discover which liability insurance is mandatory or optional based on your specific situation in Belgium. Navigating Belgian insurance might feel like you need a law degree, but don’t worry – you aren’t alone in this maze. Let’s simplify the rules so you can confidently pick the right cover and get back to enjoying your life […]

Securing approval for a Belgian Schengen visa hinges heavily on getting your travel medical insurance right. Insurers must cover you across all EU member states, not just Belgium, and issue a clear, standardized document that officers can validate without digging through fine print. Here is a look at the legal coverage rules, the exact details […]

Bike insurance in Belgium is usually optional, even for many e-bikes. What’s important is your bike type, where you park it, and whether your home or liability cover already fills part of the gap. If you are still getting used to insurance in Belgium, bike cover can feel confusing. Insurer pages often blur theft cover, family […]

Discover the key types of mandatory and optional insurance in Belgium that you will need as an expat, including car, health, and life insurance.

Health insurance is a must in Belgium, but it doesn’t have to be a headache. Here’s how expats can get covered (and what it costs) in 2026.

Driving in Belgium? Get the right coverage for you and your car with our guide to car insurance in Belgium.

Protect your home in Belgium with a good insurance policy that covers everything from the walls to your personal belongings.

We outline the process of making international money transfers in Belgium via traditional banks, online services and mobile apps. Sending money is easier than ever. If you’ve just moved to Belgium, it’s still important to know your options. Even with online and mobile banking, international transfers can feel stressful. Especially with intransparent fees and extra […]

Curious whether Wise is right for you? This Wise review helps you discover why Wise is a top choice for expats in Belgium, helping them managing money across borders. Managing finances can be a challenge for expats in Belgium. From sending money home and paying local bills to dealing with unpredictable currency exchange rates, keeping […]

Finding the right credit card can make a real difference when settling into life in Belgium. With plenty of cards on offer, from simple no-fee options to premium products with rewards and travel perks, choosing one that suits your spending habits is key. For expats, the right card makes everyday purchases easier, helping to manage international […]

Open an AUD account in Belgium to transact between Australian and Euros more easily – and often with lower fees compared to sticking with your Euro checking account. Opening an AUD account in Belgium can be a smart plan for Australians living in Belgium, international students, business owners and frequent travelers. Whether you’re receiving rent from Australia to […]

From weekend trips across Europe to long-haul travel, here’s how to spend abroad without overpaying. Living in Beligum makes weekend trips to France, Germany or the Netherlands, and long-haul travel to the US or Asia easier than ever. Paying abroad, however, can quietly become expensive. Foreign transaction fees, exchange rate markups and ATM charges add […]

Navigate the Belgian car loan market to finance your next car. Financing a car in Belgium takes some planning, as lenders consider more than just the price of the vehicle. For many expats, getting a car loan in Belgium is possible, but approval will typically depend on factors such as your income, financial situation, the […]

If you need a business loan in Belgium, the most important step is likely to be working out which funding route fits your business, your region, and your paperwork.  Belgian lending rules and support schemes vary by lender, company type, and region, so no single route fits everyone. As an expat navigating an unfamiliar system […]

Finding the right card for your Belgian finances can feel overwhelming, especially when differentiating between debit and credit options. Many “virtual credit cards” in Belgium aren’t actually credit cards at all, but rather debit cards linked to your existing balance.  This guide compares the top digital banking and virtual card options available to expats in […]

Navigating local tax rules, unfamiliar investment providers, and foreign financial terms can make investing in Belgium feel overwhelming for expats.  However, you don’t need to master the entire Belgian tax system to build a sensible portfolio. The best route depends primarily on your residency status, time horizon, and how much administrative work you want to […]

Discover how to navigate personal loans in Belgium as an expat. If you are an expat in Belgium, a personal loan can look like a simple way to cover a large purchase or unexpected expense. But the real question is whether you qualify, what the loan will actually cost, and whether a different option may […]

Buying gold in a new country is less simple than picking a coin or fund and clicking buy. In Belgium, product type, tax treatment, storage, and funding costs can change the real price far more than many first-time investors expect. If your wider money management in Belgium is still a work in progress, treat gold as one […]

Finding a student loan in Belgium is rarely as straightforward as signing up for a state-backed borrowing scheme. Instead, the country’s higher education system focuses on keeping costs down through subsidies, regional grants, and hardship funds rather than encouraging student debt. For expats and international students, navigating these options means understanding how eligibility changes across […]

If you’re investing in Belgium, the “best” app is not just the one with the lowest fees. Expats also need to think about taxes, reporting, and how easily they can move money across borders. This guide compares the best investment apps in Belgium for expats by fees, tax handling, usability, and overall fit. Top 6 […]

Many “make money” apps are built for a global audience, but only some are actually useful in Belgium. If you want realistic ways to earn extra money, it helps to separate real income from cashback savings before you sign up. This guide compares apps that can work for Belgian residents and international students, with a […]

Managing money across borders can be one of the biggest challenges for expats in Belgium. Between earning a salary in euros, sending money home, and paying for daily expenses, banks often make international living feel complicated and costly. Wise offers a simpler way to stay in control of your finances. With a multi-currency account, local […]

If you are interested in investing in Belgium, check out this guide explaining your options and offering tips on how to invest your money wisely.

Discover all you need to know about mortgages in Belgium, from rates and affordability to different mortgage types.

Learn the minimum wage in Belgium in 2026 and how much you can expect to earn working there, based on industry, position, and region.

Discover how wills in Belgium work, including advice on writing a will in Belgium, types of Belgian wills and inherirance tax rules.

Can you afford to move to Antwerp, Brussels, or Charlerois? Explore the cost of living in Belgium, including food, healthcare, and housing.

Discover how you can save money when moving to Belgium, including tips on cutting your shopping bill and getting the best deal on savings accounts.

Moving from the UK to Belgium? Learn how to transfer your UK state and private pensions, understand tax implications, and discover how Wise can help you save on transfer fees. If you’re relocating from the UK to Belgium, you may want to know how to manage your pension arrangements after the move. Although the Belgian […]

Ready to kick back and enjoy your golden years? Find out about pensions, retirement support and the best places to retire in Belgium.

If you live and work in Belgium as an expat, understanding the Belgian pension system and how it works is key to safeguarding your retirement.

Many people in Belgium face unexpected import VAT, customs duty, and parcel handling fees when they order goods from outside the EU. A package that looked cheap at checkout can cost much more once taxes, duties, and customs clearance costs are added. Understanding how these charges work can help you estimate the real cost of […]

Learn how the treaty impacts your cross-border tax obligations, filing requirements, and income declaration in Belgium. If you live between the UK and Belgium, the UK Belgium double tax treaty helps decide which country gets first taxing rights over salary, pensions, investment income, and property income. It matters most if you are Belgian tax resident […]

Discover how taxes in Belgium work, including information on how they apply to income, companies, property, inheritance, and more.

Belgian taxes can take a chunk out of your salary – calculate how much you have to pay in Belgian taxes and social security to find your net salary or net income.

Do you need a tax identification number in Belgium? Find out what they’re used for and the two different types available.

Discover how corporate tax in Belgium works, including advice on corporate tax rates, eligibility and the filing deadlines for Belgian tax returns.

Considering your tax contributions in Belgium as a freelancer in 2026? Make sure you register for corporate tax and social security.

Inheritance tax in Belgium varies depending on where you live, and recent changes to succession rules could affect expats who work and own property in Belgium.