Finance

You might want to open a USD account in the UK if you travel there frequently, or do business stateside. Having a USD account from a UK bank or a specialist like Wise can help lower your costs. Whether you’re a US citizen living in the UK, or a UK citizen or resident traveling to […]

Take a look at the 7 top credit cards for expats in the UK across key features including cashback, rewards and the all-important no foreign transaction fees. The right credit card can be a great tool for managing cross-border payments and international spending, as well as earning rewards when you travel abroad. This guide will […]

Before you send or receive payments on behalf of your business, you’ll need a dedicated business account to allow you to manage your finances most efficiently. However, if you’re new to doing business in the UK, or if you’re a non-resident or expat there, you might find it challenging to select the right account to […]

This guide explains banks in the UK for foreign residents, looking at what is available in terms of account options and services provided.

If you want to open a bank account in the UK, there are several banks to choose from with a range of options for those looking to relocate to England, Scotland, Wales or Northern Ireland.

Mobile banking in the UK has grown in popularity in recent years, with many customers managing their finances using mobile apps. This guide explains what it’s all about.

Which home insurance do you need in the UK? Whether you own or rent, find out how to protect your home with our guide.

If you’re thinking of buying life insurance in the UK as an expat, you’ll need to get familiar with the policy options commonly used. This guide walks through options for life insurance to help you decide what’s right for you and your family. Life insurance is intended to offer financial security for people left behind […]

Applying for a Schengen visa from the UK may require travel medical insurance, depending on your nationality and trip details. Your policy should cover medical care, repatriation, the Schengen area, and your full travel dates. This guide explains who needs cover, how GHIC/EHIC fits in, and common mistakes. Key takeaways Question Short answer Why it […]

In UK terms, repatriation insurance helps cover the cost of getting you home if serious illness, injury, or death abroad means ordinary travel is no longer suitable. This guide explains who needs it, what travel insurance with repatriation cover usually includes, where GHIC stops, and how to choose suitable protection. Key takeaways What repatriation insurance […]

Long-term care in the UK is rarely covered by a standard pre-funded insurance policy. Most people use a mix of personal savings, council support, NHS funding, or an immediate needs annuity. This guide explains the main options and expat considerations. What long-term care insurance in the UK really means A common question is whether you […]

Find out which types of insurance in the UK are mandatory, and what extra coverage you’ll need to protect your lifestyle and family, including accident, home, and life insurance in the UK.

Discover the different health insurance options in the UK in 2026 and learn how to use private coverage as an alternative to the NHS.

Getting behind the wheel? Make sure you drive on the left and are fully covered with our guide to car insurance in the UK.

If someone is about to send you a payment from overseas, you need a safe and cost-effective way to receive your money. This guide will compare the best methods to receive money from abroad in the UK, focusing on safety, cost, and ease of use, to help expats and foreigners in the UK make the […]

Index funds pool your money with other investors and usually track a market index such as the FTSE 100, the S&P 500, or a global benchmark. This guide shows you how to choose a UK account, compare costs, and place a first order while keeping local tax, residency, and proof-of-address issues in view. Key takeaways […]

There are plenty of ways to save money in the UK as an expat – but they’re not all obvious if you’re a new arrival in the country. This guide gives money saving tips, tricks and inspiration. The costs of living globally have been rising in the past few years. UK government statistics show that […]

This guide explains how expats can invest in UK bonds, from gilts and corporate bonds to bond funds and ETFs. It covers account options, costs, risks, tax and residency checks, and converting money into GBP, while placing bonds within the wider landscape of popular investments in the United Kingdom. Key takeaways Topic What it means […]

GBP accounts in the UK can help expats and immigrants living in the UK – or those who are about to move to the UK – who are interested in opening a GBP account for personal or business use. If you are moving to the UK, or already live there as an expat, digital nomad […]

UK investors can gain exposure to silver by buying physical bullion, using exchange‑traded products, or investing in silver‑mining shares. Each option differs in ownership, convenience, liquidity, and risk, and costs such as spreads, storage, platform fees, and tax can erode returns. This guide offers a practical, non‑sales comparison for UK residents, expats, and internationally mobile […]

If you need to transact between the UK and one of the 20 Eurozone countries, a EUR account in the UK can be a good way to access low fees and preferential exchange rates, to cut the overall costs of transacting across currencies. 20 countries in Europe use euros as their official currency. If you’re […]

If you want to know how to invest £100,000 in the UK without making an avoidable mistake, start by deciding what the money needs to do and how soon you may need it. This guide explains what to keep in cash, which UK account types to consider and how to build and fund a diversified […]

Open an AUD account in the UK to transact between Australian dollars and British pounds more easily – and often with lower fees compared to sticking with your UK current account. Opening an AUD account in the UK can be a smart plan for Australians living in the UK, international students, business owners and frequent […]

Compare UK pensions, ISAs, and taxable investment accounts to build a retirement plan that works for expats. This guide helps you choose the right UK “wrapper” for your situation, highlights what to check before moving money across borders, and explains when it’s worth getting regulated financial or tax advice. Key takeaways Before choosing funds, check […]

Canadian in the UK – or Brit planning to move to Canada to live, work or study? Having a CAD account for spending in Canada can help lower your costs, as well as offering ways to pay and get paid in CAD. Whether you’re a Canadian living in the UK, or a UK citizen or […]

Whether it’s for business or personal use, having an account to manage Singapore dollars in the UK can help minimise currency conversion costs if you use both GBP and SGD regularly. Singapore is a hub for international business, and also a popular travel destination in its own right, or en route to other countries in […]

Managing finances can be a challenge for expats in the UK. From sending money home and paying local bills to dealing with unpredictable currency exchange rates, keeping track of your finances can quickly become overwhelming. Finding an affordable, transparent, and convenient financial tool that works across borders is often easier said than done. This Wise […]

If you plan to travel between the UK and New Zealand, or need to exchange to and from NZD and GBP, having a dedicated NZD account for yourself or your company could help you save money on currency conversion fees. UK citizens heading off to New Zealand for business or leisure, and New Zealanders in […]

Having a multi-currency account is a smart way to manage your money if you’re an expat, overseas student, frequent traveler or digital nomad. In fact, using a multi-currency account can keep costs low for anyone spending in foreign currencies frequently – here are some of the best options for a multi-currency account in the UK […]

If you’re an expat in the UK knowing your credit score is helpful. Having a stronger UK credit score can help you get a better interest rate if you apply for a loan, mortgage or credit card. As your credit score is an important measure of your creditworthiness it can also be used when setting […]

Moving to the UK or need a GBP account as a non-resident for travel or business? This guide explains who can open a UK account without a local address, what documents you’ll need, and which providers are most accessible. It also compares bank vs digital options for managing GBP and transfers. Key takeaways Can I […]

If you’re an expat in the UK you’ll need the cheapest, safest and most reliable payment method when travelling abroad. This guide covers your top options. Once you’ve settled in the UK you’ll likely manage the bulk of your finances in pounds. But what about when you travel? Heading to your home country, popping off […]

Wise provides powerful digital account and payment services which can help expats in the UK manage their money across currencies conveniently and with low costs. Use Wise to hold 40+ currencies including GBP, and receive payments in 20+ currencies. Order a Wise card for spending and withdrawals, and send payments to 140+ countries, all with […]

Investing in UK stocks starts with the right account and a few essential safety checks. This guide explains the steps to take before opening an account, including how to check a platform, compare fees, and understand what changes if you are an expat. This article is for general information only and is not financial, tax, […]

Discover how to use the Wise card in the UK for easy multi-currency spending, ATM withdrawals, and secure online payments. Learn about its transparent fees, smart money management features, and how to get your own Wise card.

Gold can diversify a portfolio, but physical bullion, exchange-traded products, and mining shares carry different costs, tax treatment, liquidity, and risks. This guide explains how UK residents and expats can compare those routes, verify providers, use eligible tax wrappers and fund purchases from abroad. Key takeaways If you are still deciding whether gold belongs in […]

From costs to regulations and security, this is what you need to know about money transfers in the global financial hub that is the UK.

Stocks, savings, property, pensions: there are plenty of investment options in the UK. Find out what’s available and how to invest wisely.

Do you know the UK minimum wage for 2026? Learn all about average salaries, high-paying jobs, and how to report unfair pay.

Looking for a loan on a home in the United Kingdom? Find out how UK mortgages work, including current rates and how much you can borrow.

Creating wills in the UK can seem daunting because of the different legal systems going back centuries. Expatica explains it all simply.

See if the cost of living in the UK in 2026 fits your budget with this introduction to the price of food, housing, transportation, and more.

A UK pension annuity can convert some or all of a defined contribution pot into regular retirement income. For expats, it also means considering cross-border tax, overseas payments, and currency risk. This guide compares annuities with drawdown and the State Pension, and highlights key checks before a hard-to-reverse decision. Key takeaways Start with these checks […]

Enticed by the thought of retiring in the UK? Find out about UK retirement, from pensions, healthcare, and wills to the best places to live.

Learn how UK pensions work for expats, including state pension rates, age, and what contributions you’ll need to make to qualify.

Creating wills in the UK can seem daunting because of the different legal systems going back centuries. Expatica explains it all simply.

Can tourists claim VAT back in the UK? Learn the current rules for Great Britain, the Northern Ireland exception, and alternatives like shipping goods abroad. This guide explains the current UK VAT refund rules and outlines the alternative options available to travellers. Many travellers expect to shop “tax-free” and reclaim Value Added Tax (VAT) at […]

If you’re an American living in the UK, the US-UK tax treaty is one of the most important financial documents you’ll never read — but urgently need to understand. This guide breaks down what it actually means for your income, pensions, and day-to-day finances. You’ll discover how the treaty interacts with tax credits, pensions, and […]

UK landlords living abroad may face NRLS withholding on rental income. This guide explains who deducts tax, gross-payment applications, forms, deadlines, and record-keeping. Key takeaways Topic What it means What to do next Who it applies to HMRC looks at whether your usual place of abode is outside the UK Check whether your living pattern […]

If you’re an expat or splitting life between countries, UK tax can still follow you even after you move. This guide explains how HMRC decides your residence status, when UK-source income or gains remain taxable (including the year you leave), and which reliefs and forms to check to stay compliant. This guide is general information […]

The UK has a wide treaty network, but the effect of an agreement depends on your tax residence, the income involved, and the wording of the relevant treaty. This guide explains what UK double tax agreements do, which countries readers commonly check, how to assess relief, and what to do when no treaty applies. The […]

From 6 April 2025, the UK replaced the old non-dom remittance basis with a new residence-based Foreign Income and Gains (FIG) regime. This guide explains what “non-dom” used to mean, what changed, who may qualify for FIG relief, and what UK residents with overseas income or assets should review now. What does non-dom tax status […]

Learn about the British tax system through an overview of the taxes you’ll encounter when living in the United Kingdom.

Do you need to submit a Self Assessment tax return for your UK income? Find out the income tax rates for 2026, deadlines, and how to file.

Businesses in the UK must pay corporation tax to HMRC. Learn how to register your company and the latest corporate tax rate.

When do you become liable to pay freelance tax in the UK? Get to grips with the UK tax system for the self-employed.

Find out everything you should know about laws of succession, inheritance tax rates in the UK, exemptions, and more.