Discover how to save time and money, by managing your finances and overseas transactions with ease.
A guide to Spanish taxation in 2015 for expats, with up-to-date information on income tax, VAT, property tax and other taxes for residents and non-residents in Spain.
Freelancers and the self-employed in Spain have to pay income tax and VAT on profits, as well as make social security contributions.
All individuals who have to pay taxes in Spain or deal with the Spanish tax authorities are assigned a Spanish tax identification number, the NIE.
It is important to assess the costs and benefits of different transfer options to ensure you get the best deal on your international money transfers.
If you're living in Spain, banking and payments will be easier once you open a bank account in Spain, especially if you don't have a 'chip and pin' debit or credit card.
Expatica's financial expert Russell Hammond considers some of the issues and wider choices affecting expats in planning for their retirement abroad.
Expatica's financial expert Russell Hammond explores the current issues facing European portable retirement planning.
If you've gathered pensions from a number of countries and plan on retiring abroad, Expatica's pension expert Phil Loughton explains how to transfer your pension plans abroad.
Overwhelmed by the number of offshore investment products? Expatica's expert Russell Hammond explains the basics for investing abroad and using offshore investments for portable retirement planning.
Following changes to UK pension legislation in March 2014, financial expert Steven Grover discusses whether QROPS is still a beneficial option for expats living abroad.
Following changes to UK pension legislation, financial expert Steven Grover discusses whether a QROPS pension scheme is an option for expats living in Europe.
Consider the benefits of setting up an offshore company, including privacy and a reduced tax liability.
Consider the benefits of offshore banking, which offers expats and companies a range of international financial services, such as multiple currencies and a variety of exchange options.
Financial expert Craig Welsh shows how expats can build a successful investment portfolio for long-term capital growth, using a range of investment options.
Much of Europe has implemented a chip-and-PIN system, using credit and debit cards that are embedded with a microchip and require a PIN code for transactions.