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Latest question answered:

Phil Loughton
Phil Loughton

Hi Phil,
I sure hope you can help me. I received the following message from ASR. My problem is that the policy was started when I jointly bought a house with who they name as Investment Insurance owner. Everything was set up at once, the mortgage, the investment insurance, 50/50. Now that we are about to sell the house, and we need to split any proceeds (and satisfy the mortgage), I worry that I don't seem to be entitled to the equity that has built up in the Investment Insurance. The response from ASR, Goedemiddag Jen, Ik heb al meer informatie over één van de twee rekeningen/verzekeringen. 70245618 is een Beleggingsverzekering die op dit moment niet gekoppeld is aan een hypotheek. De verzekeringnemer is mevrouw D.Y. Toonen, zij is dus de 'baas' van de verzekering. De polis blijft bij ons lopen tot de einddatum van de polis in 2034. Of stopt eerder als mevrouw de verzekering afkoopt. In dat geval wordt de waarde die op dat moment in de polis aanwezig is uitgekeerd en de polis dus stopgezet. Indien mevrouw dit wil, dan moet er een Formulier Stopzetten worden opgevraagd. "

by J on 09 May 2018 Read Answer
Phil Loughton
Phil Loughton

We are Canadians, residents of France since mid 2012 and just recently were informed by our advisor/broker in Toronto that they can no longer handle our portfolio. I understand the need for AML legislation and tighter global securities regulations. Is it time now to repatriate our portfolio to France? And just deal with the associated taxation issues.

by David Greig on 14 Nov 2015 Read Answer
Phil Loughton
Phil Loughton

Hi Phil, I moved about 6 months ago to The Netherlands. I've a savings account and every month I'm putting money aside but I would like to experiment with some investment/financial products so I could get more out of my money. I've zero knowledge of what I can do, so would be good to at least know which path should I follow and keep investigating before making my decision. Would you recommend any type of financial product, a website or book that will give me more information according to the Dutch market? I don't have a big amount of money right now, so the idea is more to add a monthly amount from my salary. Thanks!

by Maggie on 19 Aug 2015 Read Answer
Phil Loughton
Phil Loughton

Hi, I am a Paulo and I need to know where I can ask for a certificate to show that I have no debts in Holland and what I must do for it ask.
king Regards,
Paulo

by Paulo Silva on 10 Apr 2015 Read Answer
Phil Loughton
Phil Loughton

Hello, I'm holding IRA funds in the US with Wells Fargo. We live in Germany since 2009. W.F. told me that they will discontinue "international accounts" of my size and I need to transfer my funds somewhere else. However, other financial services companies are telling me that they can't open an account for me because I live abroad, and they are not able to help me out. Do you have a tip with firm would open an account for me and manage my funds ?

by Gunther Schwarz on 07 Jul 2014 Read Answer
Phil Loughton
Phil Loughton

Hi Phil,
We are relocating to the NL from South Africa. We have built up a nest egg of around 200K euro. We will be looking to buy a house in the NL. Given the tax breaks on mortgage repayments, does it make more sense to invest our nest egg separately or to use it as a downpayment on a house? If the former, what sort of montly income can we realistically achieve from investing our nest egg, while still beating inflation? Also you thoughts on diversifying risk please?
Regards
Pierre

by Pierre Greeff on 07 May 2014 Read Answer
Phil Loughton
Phil Loughton

Dear Phil, We're planning to buy our first house in Amsterdam as an investment (we'll borrow the full amount from a family member so no mortgage through a bank). We live/work in Melbourne (I'm dutch and my girlfriend is french/australian) and we'll rent it out until we eventually move back to NL, otherwise it will remain an investment. What yearly taxes (vermogensbelasting?) would we pay on the paid off house and the income received on the monthly rent? Thanks in advance. Menno

by Menno Dirks on 06 Jan 2014 Read Answer
Phil Loughton
Phil Loughton

Hello Phil. I have a dutch friend who is a single mother and is dying. I am trying to set up a trust fund for her young 4 year old son but have know idea where to look first and how to go about it. I do not live in the Netherlands. Any ideas on how to set one up would be great.
kind regards tony

by tony jenkins on 19 Sep 2013 Read Answer

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