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Latest question answered:

Jaap Russchen
Jaap Russchen

Hi Jaap,
Thank you in advance.
Quick one, is it a general practice that Sellers of a house pay the Realtor a fee? When I was buying it seemed the Buyers paid the Realtor fees.
Cheers,
Jen

by Jen Buffington on 13 Feb 2018 Read Answer
Mie-Lan Kok
Mie-Lan Kok

Hi Mie-Lan,
I would like to buy a house from a friend but none of us has a real estate agent. We have already agreed on the price and selling terms.
Few questions:

1. Is it required by law to have the selling contract prepared by a real estate agent?
2. Can we hire an agent to take care of it for a fixed fee?
3. Could perhaps the mortgage consultant help with the selling contract as well?

Thank you.

by Ana on 11 Dec 2017 Read Answer
Charles Grayson
Charles Grayson

Hi Charles,

I have put this sentence in my bid for a house: “subject to mortgage approval”. How far can I get away from the provisional contract if the contract includes this provision? Basically, if the valuation report gives a lower value than the asking (or agreed) price, I don’t really want to cover the price difference. Can I cancel the contract agreement without penalty?

Thanks in advance!

by James on 20 Oct 2017 Read Answer
Mie-Lan Kok
Mie-Lan Kok

Hi Mie-Lan,

I plan to buy a house and I have found something that I like. I have also started the bidding process and it looks like we will come to an agreement soon.

I have already included "subject to mortgage approval" sentence in my bids. However, I am a bit anxious about the valuation report (taxatierapport) of the house. Say the house price is 200,000 euros, but the valuation report is only 195,000 euros.

Questions:
1. The bank will only approve the mortgage of 195,000 based on the valuation report. Is this correct?
2. If I don't have the money to pay the price difference (5,000 euros). Can I still get out from the (provisional) contract agreement?
3. If the valuation of the house gives a higher price, say 205,000 euros. What would the bank give me for a mortgage? 200,000 or 205,000? I can use the remaining amount for the cost of buying the house.

Thanks in advance!

James

by James on 20 Oct 2017 Read Answer
Charles Grayson
Charles Grayson

Hi Charles,
I am a German citizen and I own two apartments in Rotterdam that I purchased without a mortgage.
Is it possible to apply for a loan from a Dutch bank (a general loan, not a mortgage) and pledge for the loan one of the apartments that I own? please consider that i am not registered in the Netherlands, and i do not have an income from the Netherlands (beside rent income).
Thank you,
Piter

by Piter on 18 Oct 2017 Read Answer
Mie-Lan Kok
Mie-Lan Kok

Hi Mie-Lan,

I have a mortgage on a 1 bedroom apartment in central Utrecht for just over a year. Recently I have the option to work remote and might be travelling for 3-4 months during this period. I wonder what my options are in terms of trying to rent my apartment out during this period and are the any implications?

Thanks!

by Yves on 20 Sep 2017 Read Answer
Charles Grayson
Charles Grayson

Hi Charles,
My boyfriend lives in Rotterdam and we want to get married (I live in a country in Asia). He said he can get a loan (145000 euro) for buying a house. I want to know the average price of houses in Netherlands.
Can he buy a good house only with his loan?

by Behnaz on 20 Sep 2017 Read Answer
Mie-Lan Kok
Mie-Lan Kok

Hey Mie-Lan, I am in a unique situation in the fact that me and my girlfriend are in Amsterdam because of a job opportunity (my girlfriend is a nanny to a Dutch family that used to live in London) and although they live in their own property they have another apartment in Amsterdam that we are living in alone. They are planning to sell this apartment and want to list it in September/October so we would be looking for a rental, until I decided we should consider buying the property instead. How do I go about this without needing an agency as I don't need to look for a property and we already have an existing relationship with the current owners?

by Lewis Browne on 24 Jul 2017 Read Answer
Jaap Russchen
Jaap Russchen

Hey Jaap, I am in a unique situation in the fact that me and my girlfriend are in Amsterdam because of a job opportunity (my girlfriend is a nanny to a Dutch family that used to live in London) and although they live in their own property they have another apartment in Amsterdam that we are living in alone. They are planning to sell this apartment and want to list it in September/October so we would be looking for a rental, until I decided we should consider buying the property instead. How do I go about this without needing an agency as I don't need to look for a property and we already have an existing relationship with the current owners?

by Lewis Browne on 24 Jul 2017 Read Answer
Hans Busker
Hans Busker

Hey Hans, I am in a unique situation in the fact that me and my girlfriend are in Amsterdam because of a job opportunity (my girlfriend is a nanny to a Dutch family that used to live in London) and although they live in their own property they have another apartment in Amsterdam that we are living in alone. They are planning to sell this apartment and want to list it in September/October so we would be looking for a rental, until I decided we should consider buying the property instead. How do I go about this without needing an agency as I don't need to look for a property and we already have an existing relationship with the current owners?

by Lewis Browne on 24 Jul 2017 Read Answer

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