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angela albiston


Hi, we agreed on a purchase price of €100,000 for a house and all its contents in France. We have applied for a mortgage of €80,000. The vendor now wants to split the purchase of the house and it's contents so that they pay less capital and gains and we pay less notaires fees, however, this affect our mortgage application as the purchase price has changed or can we incorporate the contents in with the mortgage application?
Thanks for your help

by angela albiston on 25 Feb 2016
Des Cooney

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Dear Angela,

Thank your for your email.

I suspect that you will only be granted a mortgage on the value of the property which will not include the contents of the house. You should confirm this with the bank.

Best Regards

Des Cooney

by Des Cooney on 02 Mar 2016

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