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Areeba

Question:

Hi. I have recently shifted to France; my husband is a national here. We live with my in-laws which include my brother-in-law, my mother-in-law and her husband. We are planning to move into a bigger house since my brother-in-law has to get married too. I have heard that the bank loan case can get complicated if siblings buy a house together whereas it's easier if husband and wife buy a house. My husband can't apply for bank loan alone because his pay will not be enough for a big house. Kindly help me out with this confusion. Also suggest if we should go for a single bigger house or two separate medium ones.

by Areeba on 10 May 2016
Des Cooney

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Answer:

Dear Areeba,

This sounds like a very complicated domestic situation. You really need to sit with a mortgage adviser at one of the international banks and see what is on offer in terms of your earned income, loan to value etc. BNP Paribas have an English speaking section for expats. I hope that this helps.

Regards
Des Cooney

by Des Cooney on 11 May 2016

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