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Hello Des,

Are there any government provisions like Provident Fund or Pension fund which is mandatory according to government laws in Paris?


by Pratibha on 16 May 2018
Des Cooney

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Dear Pratibha,

Thank you for your enquiry.

In France, the basic pension is supplemented by mandatory additional pension schemes (AGIRC and ARRCO schemes), which are calculated in points. Every year, the amount of contributions paid according to a reference salary or income is converted into points.

The pension that you will receive will depend on the number of points acquired during your entire career and on the age at which you retire. In these points systems, the amount of the pension is proportional to your professional income over your entire career and not just the 25 best years, as is the case in the basic scheme.

I hope that this helps.


Des Cooney

by Des Cooney on 24 May 2018

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