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Latest question answered:

Des Cooney
Des Cooney

Hi Des,

My husband and I are retiring to the Dordogne and are just finishing the purchase of a house there. Our closest big town is Riberac.

We will be living on our social security checks and my retirement account. We are told the checks can be directly deposited from the US into a French bank. Which do you think would be the best bank for us under these circumstances?

Thank you so much for your help!

Betsy~

by Betsy on 04 Apr 2018 Read Answer
Des Cooney
Des Cooney

Hi Des.
- We are from South Africa
- We are in the process of buying a property to run as Chambres d'Hote in France.
- We are applying for an 'Entrepreneurs Visa'
- One of the documents required is a business case/plan to describe the business and its feasibility.

Do you have any advice on the financial information to include in the business plan? Do you know if there is a specific structure or accounting information that is required in the plan?
The application form states 'Free form business plan' to be submitted.

Regards

by Riaan Oosthuizen on 20 Oct 2017 Read Answer
Steven Grover
Steven Grover

Dear Steven
My french wife and I are considering relocating to Bordeaux with our young family. We have cash from my house sale in the UK (~€800k) and we are considering what to do with it. We would be interested to explore investing some of this capital.
I am concerned at the moment about my ability to work in France due to my limited French and commuting is only a short term option. As such I am considering (i) mid-long investment to build capital income (ii) Income generation - something to help while I improve my french.
Can you provide any advice on this topic?
Appreciate your time.
David

by David Stamp on 02 Mar 2017 Read Answer
Steven Grover
Steven Grover

I am planning to move to Paris in Spring 2018 for 3-4 months to study, using savings to fund the stay. With all the uncertainty around Brexit. I am worried the pound will plunge when the UK triggers Article 50 next month and will not recover (at least to its current rate of exchange). I am wondering if I should open a French bank account now and deposit my savings in Euros. I understand the Credit Agricole's Britline accounts are fairly straightforward to open from the UK. Can you help clarify this? Thanks, Pat

by Pat on 15 Feb 2017 Read Answer
Des Cooney
Des Cooney

Dear Des
I am looking to purchase a house in France to have as a holiday home as I currently live in the Netherlands.
I have been dealing with a mortgage broker and he has confirmed that I would need to open a French bank account in order for the mortgage payments to be made. I did contact Britline as I am British but they confirmed that they only deal with France, UK or Ireland residents. Do you know of any other banks that I can contact that would be able to advise on setting up a French bank account?
Thank you,
Sarah

by Sarah Gough on 15 Feb 2017 Read Answer
Steven Grover
Steven Grover

Hi,
I am trying to complete my first declaration de revenu for 2015, but having trouble providing the documents required.
I am living for free in an apartment in the hotel where I work, but it seems my boss has not declared me as living here so I don't have a contract and he cannot provide a taxe d'habitation for the apartment as it is a part of the hotel. Is there any way around this?
Thanks for any help

by Anna on 27 Jan 2017 Read Answer
Steven Grover
Steven Grover

Hi Steven,
We are selling our house in France on the 10th October 2016 and will have 900k to deposit somewhere in euros until we purchase some land in the next six months. Then we will need to access some of it easily. I have all this to arrange in the next 11 days and am wondering what to do? I have a current account with Credit Agricole where the money will be paid into on the 10th. Can you give me any advice as to where to put it quickly?

by Rebecca Watkins on 26 Sep 2016 Read Answer
Steven Grover
Steven Grover

We have owned a second house in France for a few years and had an account with HSBC France to pay bills. We have now moved from UK to France to live and asked HSBC to change the address on our account to the French address and they have asked for our French fiscal numbers, we don't have them yet as we haven't completed a French tax return now they have asked for our last UK tax returns which I feel is very intrusive and none of their business. I understand they exchange info with the authorities but surely our NI numbers should suffice to do this. Is it a mandatory requirement to do this?

by Poppy on 07 Sep 2016 Read Answer
Des Cooney
Des Cooney

Hi Des,
If I am moving to France and am continuing to work for my English company. How do I pay the cotisations sociales? Does my company have to still pay the employer's part, even though they have no corporate presence there? I believe I am paid gross (they will notify hmrc so that paye doesnt apply) and I will simply file a French tax return and pay my tax there? Thanks for your help

by Paul on 25 Aug 2016 Read Answer
Des Cooney
Des Cooney

Dear Des,
I pay tax in England on the Employment support allowance I get as someone who is chronically ill and likely to be so for the rest of my life. Do I have to declare this? If so is it subject to the double taxation treaty? It looks to me as if I should be paying taxon it in France but tax on it is automatically deducted at source by the UK government. I have an S1 form so I know that I am not subject to social charges.

by carmel bourne on 15 Jul 2016 Read Answer

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