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catharina

Question:

Dear Sir, We recently moved to Brussels for my husband's work. I discovered I was pregnant around the time we moved here, and am due in June. We signed up for a Belgian mutuelle with hospitalisation insurance, however, there is a waiting period of 6 months, 9 months when pregnant. This means I have to pay quite some money myself for giving birth in hospital. Is there an exception possible for this waiting time due to circumstances (always been and still are also insured in the Netherlands)? Thanks

by catharina on 25 Jan 2015
Dany  Coppens

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Answer:

Hello,

Belgian Heath Insurance covers hospitalization (based on payments into Social Security in Belgium or another European country).
I presume that you mean that your hospitalization insurance have a waiting period for 9 months. This insurance covers the non-reimbursable part of your expenses by legal health insurance.
Conclusion: your hospitalization expenses will be covered by legal health insurance any way. Depending on the choice of room you will need to pay a certain amount yourself which normally is covered by an additional hospitalization insurance.

Kind regards

by Dany Coppens on 26 Jan 2015

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