Best Expat Health Insurance


Compare your health insurance with some
of the best known medical insurance companies

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Here are three medical insurance companies that provide international medical and dental insurance for expats.
Check their health insurance quotes with ease and select the best plan for you.





When you're living or working overseas you want to know that you health insurance will be there when you need it most. At AXA PPP International, we have more than 40 years' experience providing reliable cover to individuals in 190 countries around the globe. Our flexible, affordable plans offer healthcare cover no matter where you are in the world.



At Bupa we have been helping individuals and families live longer, healthier, happier lives for over 60 years. We are trusted by expats in 190 different countries and have links with healthcare organisations throughout the world. So whether you're moving abroad for a change of career or a change of scene, with our internationals private health insurance you will always be in safe hands.



Cigna Global is a provider of premium internationals health insurance for the most discerning expatriates and globally mobile individuals. With three cover levels, modular plans and an array of deductible and cost share options, you can be sure to find a plan which meets both your exacting cover requirements, and you budget.

Health Insurance Quotes for Expats

Depending on the country you move to as an expat, you may be legally obliged to purchase health insurance. You may be able to choose your own healthcare from a list of approved providers, or you may be required to enrol with the state-run system. In the latter case—or even if you desire more complete health insurance—expats may be able to supplement coverage with a local or global healthcare plan. Expats should ask themselves five questions to compare health insurance providers:

  1. What is the local healthcare like?
    If the healthcare in your new country has limitations—long waiting times, insufficient facilities or less coverage—it might be beneficial to choose an international health insurance provider that allows access to different markets.
  2. What isn’t covered?
    Some countries that have state-run healthcare may not cover certain procedures or care, such as dental care. Supplemental local or international health insurance may be purchased to cover these costs.
  3. How much will I pay?
    Countries across Europe have different healthcare requirements and therefore, different procedures and costs. Compare the cost of local and international healthcare, weighed with their benefits.
  4. Will I experience a “coverage gap”?
    When moving abroad, you must often cancel your healthcare insurance in your home country. But because there is often some delay in obtaining health insurance in your new country, there may be a gap in healthcare coverage—unless you are covered by international health insurance.
  5. How often will I travel outside of my country of residence?
    If you plan to travel frequently outside of your new country, the global coverage provided by expat medical insurance may prove useful.
To get the right plan for the right price, search for health insurance quotes for medical insurance, as well as dental insurance, in the country you now call home.

In South Africa, expats may use the free public healthcare system, but they are also encouraged to seek out private plans for additional coverage including dental and eye care. Get quotes for South African healthcare providers to find the plan that fits you best.

Healthcare in South Africa

While the healthcare system in South Africa is free, it’s recommended that residents extend their coverage with a private health insurance plan as the public service can include long waiting times and different standards of care. Learn more about the healthcare system in South Africa to more easily compare health insurance quotes. Expats in South Africa may also enrol with an international health insurance plan, which provides coverage in South Africa as well as in their home countries and anywhere abroad.