Private health insurance costs to rise sharply
30 November 2004 , AMSTERDAM — Private health insurance premiums are expected to rise by 8 percent next year, two websites have warned. This is double the government's estimate.
30 November 2004
AMSTERDAM — Private health insurance premiums are expected to rise by 8 percent next year, two websites have warned. This is double the government's estimate.
Financial comparative site Independer.nl based its 8 percent forecast on data supplied by several insurance companies, which together cater to between 60 and 80 percent of the market.
Rival website verzekeringssite.nl also forecast an 8 percent rise in premiums, double the Health Ministry's forecast of 4 percent.
Branch organisation Zorgverzekeraars Nederland is expecting an increase of between 8 and 13 percent.
But Independer said it is not certain how high the average premium will be because this is dependent on age, place of residence, personal liability and the policy itself.
Nevertheless, it warned on Tuesday that a family will pay EUR 400 more in 2005 for private health insurance in comparison with last year.
The website said a family with two children will pay EUR 3,300 per year to insurance company Ohra for a policy without family doctor and physiotherapy cover.
The same family will pay EUR 6,700 to AMEV for the same cover, but with family doctor visits and physiotherapy treatment included.
ONVZ insurance premiums will rise by 9.5 percent, while Menzis premiums will rise by 9.3 percent. Premiums for the Tilburg-based CZ will rise by just 5.8 percent.
Workers who are insured under a collective private health insurance scheme via their employer will not see their premiums rise as much as other workers.
Private health insurance premiums increased by 7 percent this year, news service nu.nl reported.
[Copyright Expatica News 2004]
Subject: Dutch news