More than 20,000 blacklisted by Dutch banks

23rd November 2004, Comments 0 comments

23 November 2004AMSTERDAM — 20,000 people are on a blacklist compiled by Dutch banks which makes it very difficult for them to get a mortgage or credit.

23 November 2004

AMSTERDAM — 20,000 people are on a blacklist compiled by Dutch banks which makes it very difficult for them to get a mortgage or credit.

The people on the list have been convicted or suspected of fraud or forgery, Director Hein Blocks of the Dutch association of banks (NVB) said on Tuesday. Basic banking services, such as operating a current account, are not denied to people on the blacklist.

The so-called EVA list has been maintained by Dutch financial institutions since 1997 but this is the first time the NVB has revealed the number of people named on it.

Even people who have not been found guilty of any offence in a court can be added.

"We added even a person to the list if he or she has just swindled EUR 2,000," a senior but unnamed bank official told newspaper De Volkskrant.

It is a criminal offence to include false information on a signed application form and doing so should result in being included on the EVA.

"A person who lies on a mortgage application or fakes a reference from an employer may not be reported to the police, but they will probably be added to the list," NVB spokeswoman Clary de Jong told Expatica.

De Jong said banks notify individuals who are added to the EVA list and anyone who objects to be listed can lodge a complaint with a special committee, called Geschillencommissie Bankzaken.

The maximum amount of time a person can been kept on the list is eight years. People who feel they should no longer be penalised for an old offence or indiscretion should contact the bank that cited them and show evidence their behaviour or circumstances have changed.

If that fails, the person should contact Geschillencommissie Bankzaken.

Earlier, Blocks emphasised that the banks did not want to play judge and jury but they have the right to defend themselves in cases when they suspected mortgages or credit would not be repaid.

The revelation about the size of the EVA comes days after reports that the Netherlands is the European hub for money laundering committed by criminal gangs and suspected terrorist organisations.

[Copyright Expatica News 2004]

Subject: Dutch news, banking in the Netherlands

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