Guide to third-party liability insurance
Nine out of ten Dutch people have third-party liability insurance. Laura Martz explains this popular policy.
Third-party liability insurance for individuals - which covers you if you're sued for damaging property or injuring someone - is very popular in the Netherlands.
"Suing people is not common in the Netherlands," says Willem Lobbes, director of Lobbes Insurance in Amsterdam. Still, in many parts of the country people live so pressed together that broken windowpanes and dog bites are, as they say, accidents waiting to happen.