Mon, 28 May 2012
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Finance & Business
Pensions & Insurance
Editor's guide to Pensions & Insurance in the...
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Expatica's Pensions & Insurance section for the Netherlands offers essential guidelines on taking out insurance in the Netherlands, the social security system and how to manage your retirement.Overseas insurance
Understanding overseas insurance is essential for expats, whether it be medical, work-related, life insurance, insuring your house or car, or taking out special insurance relevant to your lifestyle. Some countries require self-employed expats to insure themselves.
Expatica’s Pensions & Insurance channel provides an overview of the Dutch pensions system and insurance in the Netherlands. The bottom line as far as insurance goes is: insure yourself, your home, car and any other valuable property. Make sure you understand the intricacies of the Dutch insurance system as well as Dutch social security, or you might find yourself out of pocket in the event of a crisis.
Pension transfer
If you are a country-hopper, make sure you are aware of your pension rights as an expat, if you are eligible for pension transfer, if your company has a Dutch pension plan or if you need to take out a private plan. Dutch employment terms should also reflect the new retirement dates as, with effect of April 2012, state pensions will commence on the actual day that a person reaches the age of 65 -- rather than the first day of the month when they are due to retire. Expatica articles such as ‘How changes to UK pension law can benefit expats’ looks at recent legislation that allows those with UK-based pensions to move their benefits overseas into a Qualified Recognised Overseas Pension Scheme (QROPS) while Retirement planning for American expats (parts I and II) looks at the proper use of retirement accounts for Americans living abroad..
Our Expat guide to offshore investment includes information on portable retirement plans.
Pan-European company pensions
Although the Pan-European Pension, or the IORP Directive, was signed in 2003, many companies are still not using a pan-European scheme. Expatica provides a review of the challenges of portable pension planning as well as a potential solution.
Ask the expert
Expatica offers expert advice in articles like 'Expert tips: How to plan your retirement' and, if you have further questions on overseas insurance or pension transfers, visit our Ask the Expert section and get your answer from someone in the know.
A guide to telephone, internet and television along with utility services water, electricity and gas in the Netherlands.
Lost in the Dutch immigration system? Look no further than this guide compiled for our Survival Guide 2012.
Expatica offers a whistle-stop tour of life in the modern Netherlands.
The challenges and benefits of the maternity system in the Netherlands and how it differs to other countries.
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