Saturday 4 July 2009
Saturday 4 July 2009
… you are nodding in agreement with the following statements.
The number of expat women satisfied with their working environment has tripled in the past year.
A Spanish boy proclaimed by the Dalai Lama as a spiritual leader when he was a baby, grants a rare interview.
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If you are an expat and have worked in several countries, can your multiple pension schemes keep up with you? A lawyer explains.In order to protect workers who have pursued international careers, European provisions on social security and bilateral social security agreements concluded between Belgium and third countries provide for a legal framework which safeguard your pension rights in each respective country of employment. Each country is obliged to pay a pension proportionate to the insurance periods completed there.
Applying for your pension
Under the Regulation, if you have built up pension rights within the EEA and if you also reside within the EEA at the time of application, you must file for your pension in your country of residence.
Is your pension sorted?
If you were not previously contributing to social security in your country of residence, the pension institution will reject your application and refer you to the pension institution of the member state where you last paid pension contributions.
If you reside in a country outside the EEA, you have to send your application to the pension institution of the member state where you last paid pension contributions.
Similarly, under the Totalisation Agreement, if you are living in Belgium or in the USA, you must apply for your pension in your country of residence. If you reside neither in Belgium nor in the US, you must send your application form directly to the competent pension institution (i.e. the Social Security Administration (SSA) for your US-pension and the National Pensions Office four your Belgian pension).
Here’s some practical information that you should know when your marriage is on the rocks.
It can be important to take out the appropriate level of insurance when living in Spain.
Too hot and bothered? Beat the heat in Spain this summer by heading for the pools.
Explorer Publishing lists the top five universities and some business schools for those interested in continuing their education.
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