Sun, 22 November 2009
Amanda of Queso Suizo blog continues her top 20 things that Swiss people like. More cowbell, anyone?
Fill out an Expat Voices interview by 1 December and you can win a free bottle of whiskey!
Kerrin of MyKugelhopf visits Péclard, Zurich's new/old pastry shop and tea salon.
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Most people don’t have the time, inclination or understanding to give their personal finances the attention they deserve. Natasha Abudarham offers seven tips for remaining financially healthy and independent.Ahead of the Brussels seminar 7 Steps To Financial Independence - inspired by the plight of a trailing spouse who found herself in extreme financial difficulties after splitting from her partner - Natasha Abudarham offers 7 tips for remaining financially healthy and independent.
FINANCIAL INDEPENDENCE
We’ve all heard the saying ‘money can’t buy you love’ but money will certainly determine the kind of lifestyle you will have now and in the future. The biggest problem is that most people don’t have the time, inclination or understanding to give their personal finances the attention they deserve. It’s not that we plan to fail, we just fail to plan and it is this lack of planning that can seriously affect your lifestyle.
Here are some top tips that you should always keep in mind when it comes to your own personal finance.
1. Review your finances on a regular basis
It is extremely common for people to keep a list of their outgoings, incomings and financial assets in their head. A good idea is to start your own financial file and keep track of what you own and what you owe, in particular if you have any kind of home loans, loans in general, savings plans, stocks, shares, bonds etc.
Write down your outgoings each month and know how much surplus cash you have on average each month. Likewise, know when you will have finished paying off loans.
Know your assets. How much you paid for them, the value of them of them now, how much you expect them to be in the future and when they mature.
Managing your finances doesn’t have to be every day but it should be a regular occurrence, so you know where you are at financially each month.
Switzerland offers year-round sporting opportunities, from skiing in winter to swimming, golf and camping in summer.
How to open and close a Swiss bank account, plus information on confidentiality and security deposits.
How to obtain a licence, import vehicles and follow road rules in Switzerland.
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