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You are here: Home Finance & Business Pensions & Insurance Editor's Guide: Pensions & Insurance in Switzerland
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27/03/2012Editor's Guide: Pensions & Insurance in Switzerland

Editor's Guide: Pensions & Insurance in Switzerland Here's a short introduction to our Pensions & Insurance section for Switzerland.

Overseas insurance
Understanding overseas insurance is essential for expats, whether it be medical, work-related, life insurance, insuring your house or car, or taking out special insurance relevant to your lifestyle. Some countries require self-employed expats to insure themselves.

Expatica’s Pensions and Insurance channel provides an overview of compulsory and optional insurance in Switzerland. The bottom line is: insure yourself, your home, car and any other valuable property. Make sure you understand the intricacies of the local insurance system, or you might find yourself out of pocket in the event of a crisis.

More guidance can be found in "Expert tips: How to protect your family against unforeseen events" and "Private health insurance - which policy?"

pension in switzerland

Pension transfer
If you are a country-hopper, make sure you are aware of your pension rights as an expat, if you are eligible for pension transfer, if your company has a pension plan or if you need to take out a private plan.

One Expatica article, ‘How changes to UK pension law can benefit expats’, looks at legislation that allows those with UK-based pensions to move their benefits overseas into a Qualified Recognised Overseas Pension Scheme (QROPS) and while 'Retirement planning for American expats' (parts I and II) looks at the proper use of retirement accounts for Americans living abroad.

Expatica also provides a review of the challenges of portable pension planning as well as a potential solution.

Pensions across borders
The EU is currently working to ensure that supplementary pension entitlements are not lost when people move within and across borders. Check out our HR channel for up-to-date information on this topic.

Ask the expert
Expatica offers expert advice in articles like 'Expert tips: How to plan your retirement' and "Expert tax tips for UK expats" and " Expat guide to offshore investment". If you have further questions on overseas insurance or pension transfers, visit our Ask the Expert section and get your answer from someone in the know.

 



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